Russian imperial Fascism under the name of Communism fell 20 years ago this week. It was a signal change in all matters of geo-politics. Freedom, human aspiration and morality were victorious. Another Fascist-Marxist nightmare in which at least 30 million innocents were murdered and over 300 millions more kept in a state of bondage and suffering was erased. American leadership was the central reason why Communism collapse. But for the Black...more
It is easy for a business owner to get overwhelmed by all the information thats available regarding credit card processing providers. The merchant services market arguably has more middlemen than any other industry in America. But it is important to keep in mind that business owners dont necessarily need to learn everything there is to know about credit card processing. Like many other things in business (and in life), the secret to choosing a...more
Brad: You give a lot of speeches to business owners. Tell me again, what drives you nuts? Dr. Lisa: When someone says We lost money on that job. Brad: Thats cost accounting talking. Its amazing the owner is still in business, saying something like that. If his competition didnt all think the same way, he would be out of business. Dr. Lisa: Truly variable costsmaterials, outsourcing, freight, sales commissionsare normally just a fraction of the selling price. There are only two ways to lose money on a job: 1) charge less than your truly variable costs; or 2) re-work a job over and over again causing you to incur the truly variable costs multiple times and the total of all the truly variable costs are more than the price you charged.Brad: The all-industry average for truly variable costs is 40%. And machine shops are usually much less than that, depending on the type of work they do. So why does the business owner think he lost money on that job? Dr. Lisa: Its the allocation of overhead cost, the number one conceptual mistake of cost accounting. Remember, cost accounting was invented back at the turn of the last century, when labor was paid piece rates and...more
Promotional Paper Products are one of the mainstays of the Promotional Merchandise market. Millions of these extremely practical and inexpensive Promotional Gifts are given away and used daily. This article gives you all the information you need on the top 5 best selling Promotional Memo Holders and demonstrates why you should consider them for...more
On a recent survey, I asked what obstacles job seekers are experiencing in their search for a green career.I wasn't surprised to see responses centered around these themes:- Not enough green job openings in my local area.- Not sure how to translate my skills into a green career.- Lack of experience.- Figuring out how to manage the transition...more
Green Investing With todays focus on saving the environment, investing in green solutions is a unique niche. The hole in the ozone layer is growing, lakes and rivers suffer the effects of toxic waste, and acid rain threatens wildlife. We are now moving toward a better future with electric cars and recycling but that may not be enough to turn things around. Each year new companies form that produce environmental products or services. The world recognizes that our planet can no longer sustain the current rate of consumption and pollution. Both political and celebrity figures are sounding the alarm. Moms are teaching their children to love and respect the earth. There are numerous programs to raise awareness and change things now so the future generations will have a place to call home. As new companies emerge, they receive the financial backing of private investors who believe in what they produce. Existing companies are also starting divisions that focus on environmental product. Theyve analyzed and determined that its profitable to gain a share in the environmental markets. However, the focus of their business is not exclusively environmentally friendly. There are few exclusively...more
How Investing in Green Companies Can Save the PlanetAs the seasons change we notice the beauty of the trees and changing colors. The reds, oranges, and purples are a beautiful sight. Most of us are fortunate to see the beauty of the changing seasons...more
Plant Trees and Make a Mint Traditional investments involve stocks, bonds, and options with companies that produce goods and services you may not always believe in. Financial brokers and agents do an excellent job of recommending mixed portfolios to...more
The Pros and Cons of Investing in Lumber Have you ever passed a truck full of logs on the highway and wondered what they were going to do with all those trees? Its an odd sight and can be scary if you are driving behind one of those trucks. What you...more
Alternative Investment Options for a Environmentally Safer WorldGold is at an all time high and is a highly sought after investment option. Its value has remained through the turbulence of stock market fluctuations. Other precious metals have done...more
There are several key benefits of using 3D CAD design and CAD 3D modeling in Civil, Mechanical and Architectural industry. Key benefits include simplicity, automation and interactive analysis. Integrating CAD systems with Enterprise Resource Planning...more
As a business owner, you know that you are obliged to accept credit card payments in order to be competitive in your industry. But perhaps you are intimidated by the number of choices and the sheer amount of information that you must wade through to...more