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The Cycle Of Quitting

There are two types of quitting:1) Giving up2) Walking away from something harmful or hurtfulI will be the first to tell you that business is messy and it can sting. I mean really sting sometimes, especially if you are sensitive like I am. Underneath this whip cracker exterior is someone who cares too much at times, so I often take things personally- someone leaves, someone doesn't value your program or work and the really interesting part...more

Owner Financing-whats It All About?

Owner financing means the seller will not only sell the property to you but will finance the property for you as well. These terms can vary as much as the seller. Remember everything is always negotiable even if you heard it isnt unless maybe 10 people happen to want the same house as you at the same time and I havent seen that happen in todays real estate market for quite awhile and it hasnt happened for at least a few years that I am aware of....more

Rent To Own Or Lease Purchase Option- What

Rent To Own Homes are exactly what the name implies. You will rent the home and not own it until all the payments have been made to payoff the house either by you making all the payments or until you can get it refinanced. It also usually states that if you are late on even one payment all the payments revert to rent (which technically speaking is anyway) but the difference is that the sellers no longer have to sell you the house or give you the deed once a certain amount of payments have been made. Regardless you will receive no ownership benefits like tax writeoffs and the like until the deed has been transferred in your name. Lease Option HomesA lease option is generally the same as far as deposit required but is referred to as an option fee which states that for this fee you have the right to buy the home at a specified date and price somewhere down the road. Hopefully enough time to resolve whatever prevented you from buying the house outright in the first place. Here you option fee is non-refundable as well just like the "deposit" in a rent to own agreement. The major difference here is that you are entering into a uni-lateral contract which simply means only one side is...more

Credit Card Merchant Accounts For Small Businesses

Payment methods and client account options are creative ways to grow a business and meet customer needs. Companies that have revolutionized convenient, accessible payment methods have made fortunes. Many online-only companies, such as eBay.com and Amazon.com, have built their business plan on the back of their billing methods. Embracing the newest...more

Jersey City Exchange Place

Often fondly referred to as Wall Street West because of the many financial corporations occupying office space in the area, the Exchange Place neighborhood of Jersey City is comprised of a wonderful mix of both commercial and residential high rise buildings located on the waters edge.Starting as a transportation hub in the early 1800s, Exchange...more

What Small Business Owners Are Missing When it Comes to Website Design

Author: Evan IfeanyiThere was a time as a small business owner when I looked at my website and wondered what good was it if I didn't get traffic to it. It was at this time when I took it upon myself to teach myself about how to get traffic to my website. I must have spent hundreds of dollars at that time reading about the latest gimmicks on how to get traffic onto my website.Long story short I was able to find out what i was doing wrong, and correct my mistakes, but I wondered...How many other small business owners have websites that don't bear fruit? My guess was that there are many of you who were in the same position that I was in, and this is what many small business owners are missing...A website that gets created, but receives virtually no traffic is as good as a wet sock in the snow. The reason we all have websites (businesses for the most part)is to get people onto our website so that we can perhaps provide our services to them. It would be like buying a store front that is a condemned building - no one will visit you there.So what are we to do to help get visitors onto our website?The answer is what many website owners have yet to fully understand.You must use practices...more

Small Business Credit Card Processing

Small businesses face a lot of risk. Whether raising capital, working with unproven business plans, entering into mature or unknown markets, growing pains, and more, the list can be intimidating. When looking to expand, some steps have to be taken to...more

Promotional Pens Are A Handy Way To Get Business Exposure

Author: Kris AnnIn business you have to always look for new ways to get business attention. You need exposure and right now you don't want to pay too much for it. There is so much competition for the business that is out there that you have to keep...more

Are You Worthied To Be Followed?

I was told growing up that leaders have earned the right to be followed and my examples were the action heroes I saw on the big screen. This is probably no different than most people, however its nearly impossible to follow those examples with much...more

Your Logo Can Help To Improve Your Business

Business logos are one of the most important things you'll have to do for your business. Making sure you have the right logo for your business is important as it can help to increase your earnings. Almost everything that your customers see feature...more

Business Plans Made Easy: Working With A Consultant

Author: Eric PowersWorking with a business plan consultant can take a great load off of your shoulders, giving you a knowledgeable partner and advisor in the business plan development process. Consultants can usually take on the entire business plan...more

Outlining Your Business Plan: Internal vs. External Planning

Author: Eric PowersWhether you create a business plan for external sources (generally potential investors, lenders, or partners) or for internal guidance for your management and staff, the outline of required sections is generally the same. However,...more
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