If you find a good service and affordable features, or spend a lot of time away from home, then consider going totally wireless.Many cell phone customers are now using their cell phone as their primary phone line. As the number of cell phone subscriber continues to rise, the monthly fee for basic cell phone service are falling. If you spend a lot of time away from home or constantly have business phone calls forwarded to your cell phone, you can...more
Make the right choice on grace periods, length of loans and consolidation.Let's see here, you just graduated college and got hired at your first job. It is now a month before holidays and (two, three or four) different loan companies send you statements in the mail informing you that you have to start paying on your student loans next month. You must be thinking, it is the holiday season and I have to buy gifts and pay my bills. How am I going to...more
Get Rid of Some "Extras"The key to financial freedom is building wealth. The key to building wealth is eliminating all your extra bills so you have money to save. The average consumer's credit report carries quite a burden from these bills as well. Let's start with what hurts the most. Eliminate any habits you currently have. Most habits cost money and if it's a habit it can't be healthy for you in the long run anyway. Smoking, drinking, candy, coffee, collecting junk, etc. You will be surprised how much cash you pocket if you just quit 1 or 2 of the above (if any apply of course). By giving up a habit you are not only saving money and maybe even your health, but you are also gaining self-discipline helping you mature financially.Food: Dine In or Carry OutLet's look at the two separately AND together. If you eat out once a week, even at $25 you are spending $100 a month. Pretty simple math. Let's say you get carry-out (drive-thru) 3 times a week at $5 per visit. This equals $60 a month. These figures are below average, but even so, this is $160 in 1 month that could be used to eliminate some smelly debt. Pack a lunch for work. Try cooking at home. It's a fraction of the cost, it...more
The Commons Trade and Industry committee has stated that the recent rises in UK gas prices has lead to increased suffering by many of the most exposed groups such as the elderly and, "non-elderly vulnerable groups, particularly disabled people, whose difficulties in relation to fuel poverty have been known for a long time". A lack of gas supplies...more
The Commons Trade and Industry committee has stated that the recent rises in UK gas prices has lead to increased suffering by many of the most exposed groups such as the elderly and, "non-elderly vulnerable groups, particularly disabled people, whose difficulties in relation to fuel poverty have been known for a long time". A lack of gas supplies...more
How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesn't even begin with your credit card and store card payments. The fact of the matter is that people today have more monthly commitments than ever before. And with all these various bills it is very easy to forget to pay one on time. Then there is the wholly separate issue of whether or not you can afford all your bills. Sometimes we may simply have over extended ourselves financially and in such situations we may not be able to pay all of our bills as they fall due. And what if you were to lose your job, or become ill or otherwise unable to work? Even if this is only for a short time, you will have some very real problems meeting all your monthly bills. PenaltiesThis can be disastrous. First of all most creditors will slap late payment penalties and other administrative charges to your account if you are late. Some may recall or try to repossess assets if they have security over them. This is most serious in the case of your house but can also apply to your car or any other purchase you have made by instalments such as a television, or...more
Over the time these Bar stools have been gaining a greater popularity in the kitchen areas of households as they form a link between the kitchen and dining area and the members can assemble here for a get together for a coffee or snack or for the...more
There are two great points about turning your home eco friendly. The first is that you will be helping to make the world a better place because you will be reducing your carbon footprint. The lower that you get your levels of trash and the less...more
Credit cards have caused millions lose their peace of mind and run from responsibility. If you are smart and sensible enough, you will definitely like to take the recession to your advantage and eliminate your unsecured debt. thinking deeply, if you...more
Making the decision to turn your home eco friendly is a very admirable one which is ultimately going to give you the power to save a great deal of money on a regular basis. The biggest problem with this decision, however, is the fact that until it...more
In this world of frequently varying standards of mobile communication technology, staying updated with the latest technology has definitely become the need of the hour. Well the HTC Touch Pro2 is among the leading mobile handsets that can resolve all...more
Running a home based business has its ups and downs. You'll never know if you will fail or succeed. Most of the time, mismanagement is the reason behind failure. However, you can avoid possible pitfalls. How? Here are some of the things you should...more