The hardest thing for people to deal with when they're victimized by a scam is the feeling of being violated and used. Yes, any loss of money resulting from having been taken by a scam artist is a bitter pill to swallow, but that feeling of helplessness is the hardest thing of all to deal with.I've read the firsthand accounts of many of Madoff's victims and they uniformly say the same thing: knowing that they were getting blindly ripped off year...more
When it comes to buying any sort of real estate you need to know what you are going to buy up front; this way you know what you will be getting yourself into. When it comes to looking into purchasing HUD homes, there are definitely a few things that you are going to need to have in your mind when the time comes to look. The first thing that you need to remember is the fact that not all HUD homes are going to be great deals. Sometimes real estate...more
Even in a normal economic environment, getting a mortgage loan can prove to be very taxing on one's nerves and time. First of all you have to find a house, then you need to fill out a huge loan application, you gather up all the required paperwork, you talk to your loan consultant several times during the process to assure that everything is going ok and the loan may still not be approved.And that happens when everything is going fine with the economy, not like what's happening nowadays. Due to the economic crisis mortgage lenders are becoming increasingly restrictive when it comes to doing what they do, the biggest reason being that Fannie Mae and Freddie Mac require governmental financial assistance to stay afloat.When the largest companies in the field require bailouts this start a trickle-down effect, meaning that Fannie Mae and Freddie Mac will be more restrictive with the mortgages that they purchase and as a result the companies that sell their loans to Fannie and Freddie become more restrictive with their clients.The government is highly invested in keeping Fannie and Freddie working because if these two companies go down, then the entire mortgage industry breaks down,...more
For many individuals, having a home business can be one thing actually attractive. To be your personal boss, to not having to commute, to choose the working hours freely and to be able to plan the work-day completely in your own.If you are contemplating starting your own home based business, then you might start with pondering it through, by asking...more
5 Ways to Make Money with Your Home-Based Business Donald Trump does it. So does his ex-wife Ivana. Even hotel heiress Paris Hilton has been bitten by the bug. The business bug, that is. It is said that if you want to make big money, don't become an employee become a businessman. Although business is not always about the Benjamins,...more
I just read in local newspaper about the Depression Era of 1929 thru 1941 or close. Yes, I said 1941 because there was over 10% unemployment for that long a period of time and as high as 25%.History tells us that President Roosevelt never did succeed in getting our country out of the 1929 Recession. It was World War II that got us out of that Depression, not the New Deal. This may surprise some people who didn't find out the truth, the real history. So be it. What did we learn from the Depression Era which will help us today? I have heard many times the life of real Americans like my parents, aunts and uncles and others during that time. In the later 1940s I remember my Mom talking about food rationing, even the basics like sugar. My parents, like many of the people who went through the Depression and aftermath learned to be creative, and to use common sense which we are lacking so much today. They learned to change, to substitute, to create, to use over, to save, to use wisely, to be content with less, to survive, and also to thrive in their heart. Those times are when people access the best within themselves because they go back to the basic needs of people: to share and care...more
Author: Greg SchmidtYou got to know these 7 things before you start an online business. It's 2010 and many people are looking for that right home business for them to be successful at. Now, many believe that online businesses and offline businesses...more
Author: Habibulla AntuleGenerally, the bank offer home loans with two interest rate options-fixed and floating rate. Choosing interest rate type between fixed rate and floating rate is a matter of personal choice for the home loan borrower. Although,...more
As the old Internet marketing adage states "content drives traffic" and one way to add more content is by creating a chat room on your home business website. People love to socialize online as demonstrated by the popularity of many of the social...more
A good thing is, that the online business marketers have produced so much useful information, that a starter can get everything by just reading the huge amount of information from the net. So why 95 percentage of the online business starters will...more
Customer service, or knowing what your customers need and want and providing it in a timely fashion, is the life blood of any online home business. Following up with your current clients and keeping in touch with former customers is a necessary...more
Homeowners across the country are finding that their home values are plummeting. Some are so low that their actual present home value is less than what they actually owe on their mortgage. In this scenario, their mortgage is considered to be "upside...more