Does your organization take swift and timely measures to get salary into its employees pockets? Proper payroll processing and administering is important to keep the employees motivated and to enhance organizational productivity. Sensible processing of employee wages helps the organization run effectively in accomplishing its goals.Payroll is a sort of accounts activity for managing employees salaries in an organization. The process consists...more
Market changes have forced a lot of expenses to go up. If you notice, your mortgage payments and other costs are not at the same level as before. For the ordinary consumer, this means less purchasing power and lower standard of living. Fortunately, you can fight back by knowing the tips and tricks in saving money. We have compiled five tips that will help you financially during tough economic times: Check your mortgage most mortgage lenders...more
Despite the popular belief that bad credit can only happen to people who are financially irresponsible, the truth is that bad credit can actually happen to anyone. Some individuals simply find themselves in a bad situation either because they were suddenly laid-off or got a divorce. Fortunately, there are techniques to improve your credit rating. The most important thing to keep in mind is not to delay the process any longer.Showing creditors that you are serious on your financial obligations will enhance their confidence. Your credit worthiness will experience dramatic improvements because of it. Rebuilding a good credit requires hard work though. There are no shortcuts. In addition, the only lasting solution to the problem is to change your perception about money and show it in your behavior.4 Simple Ways to Reestablish Your CreditSimple steps can go a long way not only because it gradually builds your credibility, it also shows potential lenders that there is a high chance that you will be credit worthy in the future. Below are simple ways to do this:Face Reality NowIf youre knee-deep in debt, stop thinking youre not and accept it. Denying it wont solve anything and the...more
It is now widely known that ecommerce is one of the fastest growing channels of new revenue growth for businesses. Selling online presents opportunities for businesses to connect with new customers that were previously unreachable and allows them to do so spending less.One of the most important factors that a business needs to consider when...more
This part 2 of a two part series about cost of PCI Compliance. This month we will take a look at look at the cost of software and hardware upgrades. Software and hardware upgrades may be necessary if you store secure credit card data in house. Gartner estimates that a company with 100,000 credit cards on file will pay $6 dollars in encryption costs...more
There is a lot of confusion surrounding credit card processing and merchant accounts. Some of the most common areas of confusion are the different types of organizations that sell the services, what entities actually process the transactions and the fees and pricing structures that continue to form an unsolvable mystery for most merchants. This article is part 2 of a two part series. This month, I'm going to talk in depth about Independent Sales Organizations (ISO's) .An ISO resells the products or services of one or multiple payment processing vendors. They can also develop their own or aggregate other value added products and services. ISO's range from a little sketchy to best in class providers. There are two types of ISOs:a. Banks - Banks of all shapes and sizes are ISOs. Wells Fargo, for example, is an ISO of First Data. Your local community and large regional banks are most likely ISOs. Banks entered into the merchant services business because it was a natural fit with their product and service offerings. It's a way to increase revenue per customer. Most, but not all banks, will private label the services so that it's difficult to distinguish whether...more
As an entrepreneur, youre driven by the belief that you can do things better yourself. Thats why you decided to open your own business. You want to work for yourself, be the only boss you have, be responsible for the outcomes. You want to be more...more
Any real estate investment can prove to be a little complicated or complex, even for the most experienced investor. When you take that investment international, you wind up with a whole new set of rules, laws, and regulations regarding real estate...more
Entrepreneurship in its bland definition is someone who organizes, manages and assumes the risks of a business or enterprise. That could describe many business owners, who may or may not do that well in the role. So what makes a truly dynamic, highly...more
Learn How to Get Rid of Debt the Easy Way Have you fallen into this trap? Repeatedly, reliable survey sources tell us that most of us do not realize how much we spend every month using our credit cards. Investigations reveal that when consumers...more
Salesmanship - I just love that word.It's the ability to sell.It's 50% art and 50% science. Of course that's my opinion.Ask most salespeople and they'll say it's 90% art and 10% science.I know, because that's how I felt...more
How To Stay Up, Even When Youre Down.This past weekend I was going through some old newsletters when I came across a letter that might help you to deal more effectively with the recession and the tough times you're facing.So - enjoy the...more