Liberalization of Indian Banking sector post 1991 led to a shift in banking culture from Class banking to Mass banking. This sector was and will continue to be the backbone of Indian economy. According to RBI, Indian banking industry is now well-regulated and adequately capitalized compared to banks across other developed countries. This has helped them in remaining resilient in the wake of global meltdown and sub-prime crisis.Increasing presence...more
Author: Quinton DiamondDo you need money for your urgent expenses like paying rent, car repair, overdue bills, doctor bills, and day care etc.? You are out of cash and seeking an immediate loan help? Next day cash loans offer you swift financial help to cater all your needs without any delay. It is a simple and convenient method to access quick cash on the next working day. Do you have doubtful credit status? Good news! Now you can get the...more
We might as well deal with the hard facts up front: mortgage companies do not necessarily like subject-to transactions, and if they dont like yours, then they can demand the loan be paid in full. Period. End of story. I wish that I now had a However or a But, to go along with those hard facts. I dont. Your mortgage company does have the ability to demand that if you are not the borrower on the lien and you have obtained a property through a subject-to transaction that you pay the whole thing at once. (Here is the best however Ive got) However, they seldom if ever do. I have done many, many subject-to transactions, and I have helped other investors and students do many, many more. In the past decade and a half that I have been successfully working in real estate investing, never once have I had a subject-to transaction fall through for this reason. But it is a possibility, and so we do need to address it. First, lets think about this practically. Does a mortgage company want a house, or a regular payment that garners them regular interest and profits each month? That is easy. They want the profits. If they wanted properties, they would be real estate investors instead of large...more
Shifting and relocation to new location is not fun chore. It is troublesome task, daunting and also time consuming. Several processes are included in these processes which are risky at the same time brain teasing. So it needs lots of attentions, care and dedication to make the shifting easier and hassle free. You need someone to help you or...more
There are several valuation models, including the famous Dividend Discounting Model, Earnings Capitalization and P/E ratio. While these traditional methods can be used to value companies with track record of revenues and profits, they are irrelevant for determining value of a start-up company. Too many assumptions of moving variables make valuing...more
The Rs.20, 000 crore Indian Tyre Industry, is highly raw material intensive and predominantly a Cross Ply (or Bias) tyre manufacturing industry. It produces all categories of tyres, except Snow Tyres and Aero Tyre for which there is no demand domestically. Indian tyre industry is highly concentrated wherein 10 large manufacturers account for over 95% of the total tonnage production of 11.35 lakh M.T. On an average, 55% of the production is for replacement market, followed by 29.8% sold to OEMs directly and the remaining is exported.Over the years, tyre manufacturers have developed a vast marketing network using dealers and depots and as such all types of tyres are now easily available even in the remotest corner of the country. No doubt, international auto majors in India now roll out their vehicles using Indian manufactured tyres.Slowdown in automotive industry and global economic in general negatively impacted the Indian tyre industry in 2009. The industry tonnage growth was only 2.19% during first nine months of FY09, compared to 7.38% growth experienced during the same period last year. Demand side was also severely affected as almost all auto manufacturers were forced to...more
Designer sunglasses do not just add to the glamour quotient but also rule in the fashion industry. These fashion accessories may come at a great price which does not come within everybodys budget. Only a celebrity or wealthy person can afford such...more
A produce that an human being buys from one sell shopping place is greatly additional expensive whilst compared to purchasing them directly from wholesale shopping. As the retailers would contain other extra commission for the concluding fee price of...more
Short sleeve business shirts are a great idea for uniforms. There are many styles, colors, and advantages to using short sleeved shirts. Long sleeved shirts are out and short sleeved shirts are in. Short sleeves don't just mean t-shirts anymore....more
Author: Chris CornellWhatever business you decide to start up in the UK, the importance of selecting a good bank with which you'll entrust your finances cannot be underestimated. A UK business bank that works in your favor is one that saves you...more
Author: Geno PhelpsHow to Earn Farmville Dollars Farmville is an excellent spot to get away from the monotony of regular life. However, certain things in Farmville are definitely still like everyday life. You still need money for just about...more
Internet has opened up new avenues for job seekers, shopping freaks and students to update their knowledge and play games, puzzles to tune up their mental skills. For those shoppers who are looking out for a variety of options in the field of...more