Escaping from the damp streets of Glasgow to the tropical climate of the Caribbean seemed like a wonderful opportunity to Caroline Sarin and her family, but when her husband was killed in a tragic road accident, this dream turned into a nightmare. Forced to return to the UK, Caroline found her husband had been secretly hiding his gambling addiction from her, and she was liable for his debt.Caroline met Wayne Sarin in London in 1997 where they...more
You pay your bills but you have a lower FICO credit score than you think you should have. Your lower FICO score could simply be caused by a credit bureau clerical error or due to an oversight you have made yourself. It's also possible it could be criminal activity affecting your FICO credit rating. How can you find out?Here are my 5 tips that can clean your credit file and keep your credit safe from on-line and financial predators. 1. You...more
Flowers are considered to be an appropriate gift philippines for any occasion. It is easy to find, order and deliver, with most areas having their local florist shops who deliver the same day. There are also online florist shops which save you the hassle of going to the florist shop.Flowers are considered ideal gift philippines for wedding anniversaries and birthdays. It shows the receiver you care if they are grieving a death of a family member, confined in a hospital or undergoing personal problems. It can also be the perfect way of just keeping in touch with friends and showing them you care and think of them.Here are a few examples of flowers you can give as gift philippines for each season of the year:Summer Flowers: Sunflowers, Lilies, Irises, Snapdragons, English lavenderFall Flowers: Marigolds, Dahlias, Zinnias, AsterWinter Flowers: Tulips, Forget-me-Nots, Poinsettias, Casa Blanca Lilies, Bells of IrelandSpring Flowers: Peonies, Tulips, Hyacinth, Lilacs,Flowers For All Seasons: Roses, Orchids, Gardenia, CarnationsFlowers in season usually are cheaper compared to flowers that do not thrive on particular months. Roses are always a popular choice among flowers. Available in...more
Meet Julian, the hero of our story , and let him take you on a fun filled ride through one of the toughest issues a child can encounter. Somehow he puts a new spin and unique and positive outlook on an age old, yet current problem that all children endure at some point in their lives.Bullying has not only not gone away, it has increased in...more
It is essential that parents and other individuals that work directly with teenagers know and understand how to properly prevent teenage substance abuse. Abuse of various types of substances such as alcohol, tobacco, marijuana, prescription medications, stimulants, and even certain over-the-counter drugs is quite prevalent among the teenagers of...more
The changes and developments babies experience in their first few years are life are rapid and precious. One day they are drinking formula out of a bottle and the next day they are vocal enough to express that the food from your dinner plate looks more appealing. Of course, these cherished moments are sprinkled in the chaos of everyday life; the meltdown at the supermarket, the sleepless nights during teething, and running out of diapers just before bedtime. With all that parents have to handle on a daily basis it's no surprise that the task of recording milestones in that beautiful baby book is often set aside for another day.Parents often find themselves in the cycle of trying to remember whether their baby rolled over for the first time on a Wednesday afternoon or a Tuesday morning. Rather, than get caught up in the guilt that may come along with neglecting the baby book, a couple of modern day alternatives may help parents record these milestones in an increasingly hectic world.First, it is important to always have the camera charged and ready to go. For new parents this is an easy step to accomplish. The camera does all the work it captures the moments and stamps them...more
The Cornhole game. Either 1) you love the game or 2) you've never heard of it. Yes, Cornhole is that addicting. A couple corn tosses and you're begging your friends for information on where to buy or build your own Cornhole game boards and...more
Baby showers are exciting. The anticipation of a friend or a loved one and their new baby boy is very worthwhile and a great feeling for everyone involved. Most people believe in keeping with tradition and having a baby shower in order to fellowship...more
Wedding gifts do not need to be difficult, not if you think personalization. Personalized gifts are an ideal choice when you are trying to find the perfect wedding gift for a friend, favorite niece or anyone else in your life. A personalized wedding...more
Moving to a new area can be exciting and stressful at the same time, particularly if you are moving to an area where you know no one. Beyond all of the details involved in a move, one of the most stressful aspects of it is choosing a new neighborhood...more
A lot of parents, and particularly moms, need to bring young ones along with them everywhere. Safety is always an area or worry, whether or not it is in the home or in the car, and reducing the danger of injury or death is aconcern. Car seats are...more
There's nothing worse - or more disappointing - than moving into a new home only to discover a colony of ants or faulty wiring. Such problems can easily be avoided by having pest and building inspections done on the home you're going to...more