Mortgage accelerators do more than save money. They also have a crucial additional benefit that can make a huge difference in a homeowner's financial future. They reduce or eliminate the risk of having long term debt in later years.Most people don't consider that, in future years, they may risk the loss of employment. In fact, people who are the most secure financially in their twenties or thirties have not considered the implications they would...more
An Indulgent Weekend at Ocean City HotelsSurprise your loved one with a romantic package from Ocean City Hotels and spend the weekend fanning the flames of love. The Lighthouse Club Hotel on 60th Street offers its Romantic Island Getaway for $319 which includes two nights in a luxurious suite, evening turndown service, a bottle of champagne to set the mood, sumptuous meals at Fagers Island and continental breakfast to energize you. Beds covered...more
Over my 34 year HR career, I have witnessed a deterioration of ethics in the general publics behavior and in business practices. WorldCom, Enron, Tyco, Adelphia, Global Crossing, Bernard L. Madoff Investment Securities, etc., are recent reminders of how far some executive management teams and their friendly Boards are willing to go to achieve personal and business objectives that are not in the long-term interest of the organization. Consequently, it should come as no surprise that many HR professionals have fallen victim to this trend.An effective HR function serves as the steward of organizational culture. As HR professionals we should provide a touchstone for our organizations and nurture a high ethical and compliant culture. Ethics and an effective HR program are inseparable. Inherent in any effective HR Program is a foundation of trust, credibility, objectivity and impartiality. Without these elements, HR is often labeled as an extension of management and viewed by employees as a biased arbiter who causes employees to avoid raising issues within the company or to seek resolution outside of the company.According to the National Business Ethics Survey , the longest study of...more
It is a great time for everyone when it comes to buy Halloween costumes for their family because they can spend valuable time together and have lots of fun. It is a pleasurable feel when you buy Halloween costumes with people whom you like the most. When you dress up those outfits as a group for any big celebration like Halloween, it will give a...more
You need to select the one that is has long years of experience. This is because such a practitioner will be able to judge your problem fast and help you with the medications fast. Also ask for the references from the doctor so that you can get an idea whether the family practitioner Alta Loma is capable of meeting up to your needs or not.Overview...more
http://www.puritandownloads.com/swrb/FAMILY WORSHIP: Mr. Thomas Manton's Epistle to the Reader of the Westminster Confession of Faith and Larger and Shorter CatechismsChristian Reader,I cannot suppose thee to be such a stranger in England as to be ignorant of the general complaint concerning the decay of the power of godliness, and more especially of the great corruption of youth. Wherever thou goest, thou wilt hear men crying out of bad children and bad servants; whereas indeed the source of the mischief must be sought a little higher: it is bad parents and bad masters that make bad children and bad servants; and we cannot blame so much their untowardness, as our own negligence in their education.The devil hath a great spite at the kingdom of Christ, and he knoweth no such compendious way to crush it in the egg, as by the perversion of youth, and supplanting family-duties. He striketh at all those duties which are publick in the assemblies of the saints; but these are too well guarded by the solemn injunctions and dying charge of Jesus Christ, as that he should ever hope totally to subvert and undermine them; but at family duties he striketh with the more success, because the...more
http://www.puritandownloads.com/swrb/FAMILY WORSHIP: Mr. Thomas Manton's Epistle to the Reader of the Westminster Confession of Faith and Larger and Shorter CatechismsChristian Reader,I cannot suppose thee to be such a stranger in England as to be...more
Over the years I have owned both types of Springer Spaniels, which leads me, unashamedly, to this completely biased springer spaniel advice article. If you are looking for a companion or family pet, whether a rescue dog or a puppy, then here are a...more
With some great deals on a range of Christmas breaks available you can make sure that you give your family the best family break during the festive period.Save Money and Have a Magical Time with Family Christmas Breaks By: Jamie Francis ...more
It is somewhat symptomatic of the way our society appears to be going that the concept of family is being more and more pushed to the margins. Where once the nuclear family (I don't mean Big Boy, Oppenheimer etc) used to be the central force in our...more
The Republic of Turkey is one of the most exciting holiday destinations in the world. On the edge of Europe and Asia, it is a fascinating combination of the two. It has ancient mystery, adventure, fantastic beaches and a vibrant night life. Some of...more
While keeping a look out, you're given superb facts and tales which provides informative information about these big sea mammals.Children as young as 4 years of age can travel on-board with inclusive value. Babies 0-3 are also welcome and they are...more