Housing Assistance for Single Mom
Housing assistance is one of the best, if not the best financial assistance for a single mother
. The biggest expense for a single mother is rent. Rent can consume half or more of her paycheck. For a struggling mother, this is not good as she need to save as much of her income as possible. The good news is that the Government provides housing assistance to low income families. There are programs such as HUD (Housing and Urban Development) which help assist low income families to find apartments that are low rent. There is also a program called Section 8 which offer housing voucher that you can find your own place which the voucher may pay all or part of the rent cost. It is best to contact your local public housing agency to receive more information. Housing assistance will differ in different states.
For a mother to find affordable housing is to find a house or apartment that is already low rent. If a single mother decides to rent an apartment that is $1,500 a month and the Government housing assistance only offer to pay half, she is still left with $750 a month to pay rent. If the mother only makes $1,500. Then half of her paycheck went to rent, and that only leaves her with $750 to spend for expenses and for her children. Now, if the single mother finds an apartment that is $800 in a low income neighborhood, and the Government offers to pay half, then her rent is $400. Her rent is now reduced from $750 to $400. Now she can save $1,100 which this now increase her saving power.
To apply for Government Housing Assistance, the mother must visit Local Public Housing Agency which they will assist her. She will need to fill out some forms, provide a proper identification, income. The Public Housing Agency is a free service, and they will help find an affordable apartment for the mother. It is best to apply for housing assistance as soon as possible as there is a waiting list. Sometimes, it can take months and possibly years to be in the program, so it is best to apply as soon as possible and not wait.
Housing Assistance for Single Mom
By: Matt Ban
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