Fear Of Failure Before Buying Cosmetic "facelift Risks"
Women's Day approaching, many women are more concerned about their own health
. According to a Insurance Proxy Were introduced in March to buy insurance, women are more active time, some to provide health insurance protection, particularly hot. Apart from women's own insurance, but also a lot of men buy insurance as a holiday gift to women. Currently, the market risk of quite different women, the same coverage, different types of insurance, can really enjoy the health insurance they may differ materially. Therefore, even when the insured lot more, so that "targeted."
Risk of major diseases account for 70% share of the risk of women
It is reported that women in the insurance market can be divided into three categories: female major illness insurance, maternity insurance and provide insurance for women cosmetic surgery. Insurance Department that reporters from several women at risk of major disease risk in all women 70% of the market, the insurance tailored for women, a higher prevalence of several specific and high health care needs the cost of common women's diseases.
According to statistics, more than 70% of married women have different degrees Gynecology Diseases, gynecological diseases specific to women than the general sickness insurance is usually cheaper critical illness insurance, women in the selection of insurance against major illness, the majority of women will be the preferred insurance, the premium for the same budget, get more targeted, a more effective protection. Single women under the age of 30 should be premised on more than protect their own, choose a lower premium varieties of pure protection, additional inpatient medical and accident insurance, or consider buying insurance and other products contain the disease during pregnancy, while married women the insurance will have to comprehensive plan.
Another view is that women should be a significant risk of disease risk and disease risk of women separated from the division to do more refined, either for itself or on the insured for the insurance company is a good thing. TPL Chow told reporters: "Sales of women before the disease risk has now stopped, because the female disease risk and risk of major diseases introduced by the company have a lot of cross-section, the company studied the market, decided to sell critical-illness insurance not to classify men and women, for women's gynecological diseases, insurance, risk appears as attached. "
Business Maternal and child insurance purchased by individuals not yet
While another female as the main maternity insurance is provided through national legislation, the result of having children of workers labor force due to a temporary disruption in a timely manner by the state and society to give material assistance of a social insurance system. Commercial insurance in the protection of maternity insurance this regard, the general as "mother" kind of insurance, mainly to provide delivery of life for women Security And the possible threat of disease protection, but also the lives of the newborn and congenital problems of security, usually more than one-time payment, the cost is not high, but highly targeted, very popular in the target customers.
Reporter has learned that business maternal risks can not be purchased by individuals, collective units must be purchased. Some, such insurance as the 38's "red packets" mothers presented to the company's female employees, very popular with expectant mothers welcome. Industry insiders say that some insurance companies introduce additional maternity insurance, but not sold separately, but as an additional safeguard. If mothers were not buying this additional risk, even if the cast is the main risk areas can not enjoy maternity protection. It is understood that a large sector insurance companies can be sold separately in the development of maternal and child insurance business, but the real risk of maternal and child onto the road to commercialization is still some time away.
Cosmetic insurance to provide protection for different subjects
Heart of beauty in everyone. With economic development and medical technology, for the beautiful way "the knife" cosmetic surgery more and more people, more women occupy a large cosmetic market in half. But, after all, the surgery can not guarantee 100 percent success, surgical failure cases with the overall increase in the base is also gradually increasing. It is understood that the domestic market and beauty related mainly four categories of insurance, the problem can be different for different subjects in the shaping process to provide insurance, but in the end can be received, directly or indirectly, cosmetic plastic surgery to protect Consumption The interests of, the current class of cosmetic plastic surgery and beauty can not be included in the scope of traditional medical health insurance, while the difference due to individual differences, there is more than making cosmetic surgery higher risk of other medical fields, the beauty of the people, the cosmetic on a similar Commercial insurance is necessary.
Fear Of Failure Before Buying Cosmetic "facelift Risks"
By: yaya
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