Don't You Wish Your Company Offered A Payroll Cash Advance Program?
I'll bet you are like a lot of people that wish their company would offer a payroll cash advance
, because in the good ole' days, it was possible to borrow money from the boss to get you through to the next paycheck if you were running a little short. That was back when outside processing companies weren't used to process your pay and when your employer felt that an employee's job was stable enough, they wouldn't need to worry about getting it back.
When economic downturns changed the jobs market and technology changed the way that paychecks were processed, a payroll cash advance became a thing of the past, in most cases. There is no need to be concerned, if you need some extra gas money or grocery money between paychecks, however. It is possible to get a payroll cash advance- it just isn't your boss that will be the one giving it to you. The lenders that offer onr will expect you to meet minimal pre-qualifying conditions, but you might be surprised how much easier and more comfortable it is to get the money you need between paychecks.
Think about the stories you would need to make up, when talking to your boss about getting a loan. What are you supposed to say? You don't know how to budget or you can't seem to start a savings account? You sure don't want to use the story about how you aren't getting paid enough! In today's economy, jobs are harder to find and a payroll cash advance might be the least of your worries if it appears you are unappreciative and not a good team player. Most people are happy to discover that there are simple and quick options that don't involve the humiliation of getting their employer involved for these reasons.
When you find yourself wishing your company made an option available, think about how much easier and quicker it is to take advantage of instant approvals and expedited direct deposit of money to see you through. There is no need to come up with reasons why you need the extra cash, so you can get extra gas money, grocery money or your kid's school lunch money and nobody needs to know. If you think about borrowing for friends and relatives, you will still be faced with lengthy explanations of how you let your finances get this way, or you might be in for a lecture about saving for a rainy day.
It helps to know that everybody needs a payroll cash advance at some time in their life, but it doesn't put food on the table. When you need extra cash because your paycheck didn't go quite far enough, there is no reason to suffer anxiety and hassle because you can solve your problems quite easily. You might wish that your boss and employer offered one, but think about the humiliation you can save with these affordable alternatives, that are quick and easy to get.
Don't You Wish Your Company Offered A Payroll Cash Advance Program?
By: Peter Duffy
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