subject: Green Business Certification And Global Warming [print this page] Global warming might have been lurking on our horizon for numerous years and historical records of terrorists have been around for 1000's of years, however all of us are coming straight into a new era in which we try and financially protect ourselves against such problems and in the event that we're honest ... we are struggling.
The recent terrorism attacks in London brought home the fragility of human existence to numerous Brits, who had in the past been able to distance themselves from terrorist activity. For the partners and offspring of city workers, the fragility of their finances also became apparent with the potential loss of a loved one alongside the loss of future income and perhaps the family home.
It's widely agreed that most life insurance policies should cover acts of terrorism, though most web sites (including the Association of British Insurers) do state that you simply ought to always, always read the small print, as there might be insurer-specific exemption clauses. It will be interesting to see what effect terrorism has on life insurance applications and whether there's a growth in consumer interest as a result of terrorist attacks.
Certainly the indication so far is that life insurance policy applications will be treated rapidly and sympathetically in case of a of a terrorist attack, reiterated by the Association of British Insurers (ABI) and Ginger Applegarth of MSN Cash who stated that for insurers "to back out of paying a claim now would be considered unpatriotic and a marketing disaster." In Applegarth's column, she includes an "insurance checklist" of the very basics that you have to do when making a life insurance claim. She also states that insurers paid out almost $3 billion after the September 11 attacks in 2001.
Other life insurance policy exemptions may consist of lifelong illnesses such as diabetes and epilepsy. Lifestyle habits for example smoking may or may not invalidate a life insurance application, but they will make it much more expensive. Always get your medical records assembled before you apply for life insurance, as this will save time and possibly money too. Once this information is assembled, you are able to begin assembling some personal quotes through life insurance comparison websites.
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