subject: Is The Cheapest Auto Insurance Always The Best? [print this page] Are you one of the masses that firmly believes that we should all not only strive for the cheapest auto insurance rates, but that it is also just as good as any other expensive policy?
Most people are in general agreement that you should always shop around for the best insurance rates you can possibly find, but don't just end there. Put things in a totally different context about this process. Do you buy the cheapest dress possible to save money or do you pay a few dollars more for one that will last longer so it won't have to be replaced as quickly?
Finding that discounted insurance rate should not be where you stop, but instead where you begin. You are getting that cheap price for one reason or another and sadly most of the time it ends up being simply because the company has poor business practices.
To prevent making a big mistake you should always ask questions before you pay for anything. These questions can help you to figure out why the rate is so slow unlike other companies are offering you. Find out how long they have been doing business and how many customers they have. Also, look over the policy in question and ask about anything that seems unclear to you.
Go online to do a little research as well. Customer reviews can say a lot about a company as can the file that the Better Business Bureau has on the company. This can give you a lot of useful information about why they offer such cheap rates and if doing business with them is worth the risk.
If you do get involved in a situation where you need your coverage to kick in you don't want that to be the moment you realize you should have went elsewhere even if it did cost a little bit more overall.
by: Enrique Castillano
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