According to the latest Gallup poll, Americans estimate that they will spend on Christmas gifts somewhere around $600 which has been a consistent benchmark throughout the holiday season. On the nightly news, there was one answer that kept getting repeated, I will worry about it later. That thought stuck in my head for days as I was looking over economic data that showed double digit unemployment growth and the data of new job creation being a little misleading. After reviewing the information I came to the answer that the data is not the driving force. 
At some point people have to stop being practical and just say, we will figure out away to get through this. At some point that strategy is all you have, especially when so many things are out of a individuals control. When something is so far out of your control it seems like the only thing that one can do is throw their hands in the air. Instead of taking this approach we have to figure out personal strategies that help us get closer to our goals. Because if will listen to the talking heads on TV one minute they will tell you We will see growth in the first quarter of next year and then the next day they say, we do not see growth for the next 18 months. I think the only thing is we can conclude is that at some point American innovation will see us through this crisis. But during this crisis we need to be proactive! I think for most Americans the goal is to acquire the least amount of debt, so when the turn around happens, we can prosper. But as a Credit Professional I fell obligated to give you a few tips for the holidays (I got in this business to see people prosper) :| welcome to Insurances.net (https://www.insurances.net) | Powered by Discuz! 5.5.0 | (php7, mysql8 recode on 2018) |