subject: 5 Reasons Why Student Loans Consolidation Lowers the Monthly Payments [print this page] Usually the monthly payments of the consolidated loans are lower than those of the original loans. This is also a flexible solution, because you can change the interest rate from a variable one into fixed one or to lengthen the payment time from 10 years to 30 years to make the monthly payments lower. You can deduct the interests in the taxation and to pay more than the schedule without any
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