subject: How To Get Cheaper Car Insurance For Seniors [print this page] Once you've reached your golden years, you'll find that there are a lot of perks available to people your age. These perks can even help you live an active and productive retirement, aside from helping you extend your nest egg. Saving money with good car insurance deals is just one of the advantages seniors have.
Even if you've worked with the same auto insurance carrier or agent for quite some time, make sure that you ask for a senior discount the next time you renew your policy or purchase a different one, especially if you're looking to save some money or if you've decided that you need less coverage. If you're not happy with the rates you're getting, shop around for policies from different providers - you'll surely get the coverage you want within the price range you're aiming for.
If you only drive occasionally, and take public transportation or other means of transport to get around, you can get a cheaper car insurance policy since the risks of getting into an accident or collision are lower than if you drove every day. An insurance policy that caters to the occasional driver can save you up to fifteen percent on your regular premiums.
You can also ask your insurance agent or a representative of your insurance provider to hook you up with an AAA or AARP safe driving course. After satisfactory completion of the course, you'll be categorized as a safe senior driver, and given another discount on your car insurance policy. You can lower your premiums even more by raising your deductible.
Another easy way to save on the costs of car insurance is paying your annual premiums in one go at the start of the policy's term. Paying a lump sum can give you a significant discount on your premiums.
There are many ways to get discounts on car insurance for seniors. Even if you don't get a huge reduction on your rates, you'll find that the small discounts you get add up to a substantial amount. These savings can help you augment your nest egg, and maybe even give you additional cash to use on investments to further add to your retirement funds. Call up your car insurance agent or insurance carrier to get more information on how to save money on your auto insurance policy.
by: Carina Smith
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