subject: 5 Reasons Why You Should Always Travel With Insurance [print this page] When you're planning your next overseas holiday you can generally find out everything you need about insurance by visiting online travel insurance sites. You might think it is simply a matter of common sense, but many people think they can get away without taking out a travel insurance policy believing that nothing much can go wrong.
As you will see as you read through this article there are many excellent reasons to make travel insurance an essential part of every travel plan.
Medical Cover. It doesn't matter where you travel overseas, the risk of accident is always present. There have been numerous instances where travellers have been injured in motor vehicle accidents or in sporting accidents requiring hospitalisation or specialised medical treatment. In some countries, particularly Southeast Asia, there it is a lack of quality medical services and serious injuries usually require evacuation back to Australia.in other countries for example USA, medical costs are extraordinarily expensive and can cost several hundred thousand dollars for a hospital stay. A good travel insurance policy will ensure you are never faced with these problems.
Theft. When travelling in a remote location you live with the ever present danger of theft. Imagine having all your money and credit cards stolen. You can apply for consumer assistance but you will only receive emergency help of a minimal nature and if you are not covered with a proper insurance policy, you will more than likely have to seek assistance from friends and family back home. Travel insurance will give you an immediate cash cover so that you will not remain short of funds for long.
Cancellations. Imagine that you are travelling to your chosen destination only to find that a connecting air flight has been cancelled due to unforeseen circumstances This could mean missing a connecting flight and arriving at your destination several days later. In these circumstances it is quite possible that you will lose your deposits which are being paid on accommodation or other things like conferences. Your travel insurance policy will assist you in meeting these expenses so that you don't suffer further loss.
Lost Luggage. Can you imagine anything worse than arriving at your hotel at the beginning of your holiday and discovering that your luggage has been lost by your airline? You are advised that it may be several days before you can expect them to be found, if at all. If you have a travel insurance policy, you have nothing to worry about. You will be compensated for any losses incurred and be able to replace things like clothing and cameras.
Car Rentals. When you take out a car rental you will usually be required to take out an insurance policy to cover yourself in the event of an accident and personal injury. With some good travel insurance policies you can avoid the extra costs involved with this type of cover and minimise the need for an extensive car insurance policy.
If it didn't make sense before, surely after reading this you are convinced that investing in a travel insurance is more than worth it.
by: Mark James
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