subject: How To Get A Taxi Insurance Quote Online [print this page] Having an insurance policy in the name of every taxi that you own is extremely necessary because the government of the UK makes it mandatory. As per the Road Traffic Act implemented in 1988, any vehicle being driven on UK roads must have an insurance policy in its name under the penalty of fines and disqualification.
Furthermore, the insurance policy would also protect you from other things that can result in major setbacks for you. Apart from the legal implications, some of the things that a taxi insurance policy would protect you against would include the financial and legal complications that may result from some kind of an accident.
There are two ways through which you can go about purchasing a taxi insurance policy. The first way is the conventional way and requires you to approach your local insurance agent with your insurance needs. However, this medium can be extremely tedious and cumbersome, which is why many people avoid it. The second and more consumer friendly method is to buy your insurance policy from some online insurance provider.
Buying from online insurance providers means that you will get the process wrapped up faster and in a more efficient manner. However, in order to purchase an insurance policy online, you will need to request a quote. A quote is akin to an offer from the insurance provider to you and is created on the basis of your unique history and requirements. Requesting for an online insurance quote would require you to fill a form with relevant details which are listed.
1. Contact information and vehicle details:
Each and every insurance provider that you approach for a quote will ask you to provide your contact information so that it can provide you the service of storing your insurance quote. Also, details regarding the vehicle such as the make, model and the year of purchase also need to be included.
2. Driver details:
This is information regarding the person who is going to drive the vehicle. Information that will be asked includes the number of drivers, their names, their marital status and other information. Apart from this, the insurance firm would also ask you to provide information related to the driver's driving certifications such as his licence number, the age of his driving licence, the type of licence etc. Finally, you would be required to give information with respect to the driving history of the driver. This includes the total annual mileage that he is used to, medical conditions that may hamper his driving etc.
3. Past convictions:
Any insurance policy provider will not issue any quote without finding out the criminal and civil convictions of your drivers. Both these things are extremely important as they would reveal the skill and reliability of your drivers to the insurance provider.
After providing such information, the insurance firm will give you a taxi insurance quote online which is, for all purposes, the final offer from the insurance firm. A taxi insurance quote online would contain all the relevant information pertaining to a policy such as premiums, total insured amount, features, etc.
by: Neil Anderson
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