subject: Kinds Of Insurance You Consider When You Purchase Of A Car [print this page] When it comes time to buy car, we all know that you are required to purchase insurance as well. Does the insurance you purchased cover rental car? What kind of insurance coverage would you need for those services?
There are plenty of ways to ensure that you are covered for these situations. If you have car insurance already, there is a good chance that you also already have liability insurance. This would cover you for when you need to rent a car.
This coverage will cover any injuries if there were to be any. This coverage will come from your personal policy and not the one that Rental Company will offer you. Just be sure to confirm with your insurance agent that this is included in your policy.
It may also be smart to purchase the temporary rental insurance. This will cover the damages in the event of a collision.
This insurance will keep you from having to pay hefty fees if there were to be any damage to the car. This insurance typically will cost between $10 and $20.
If you don't purchase the insurance from the rental company, you could get stuck paying for damages and repairs that may have been caused while you were driving the car. Usually your own insurance company will not pay for these expenses.
Often times credit card companies will offer insurance for collision or theft. Paying by credit card can be a great way to keep from paying other damage fees. Just confirm with your card company before going by this, as not all credit card companies do this.
Unfortunately, this coverage does not cover damages to you or others. There are other types of insurance out there that may give you benefits like these, but the premiums will obviously be higher in this case. Still, the fact that credit card companies are offering such basic coverage is a benefit that should be appreciated when applying for and accepting any offer.
by: Larry Meyer
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