subject: The Types Of Car Insurance [print this page] There are many types of insurance out there that you need to be aware of if you are trying to get a new car or adding a new driver to your insurance plan. Insurance is essential for every driver as it protects you from wrecks that are usually not in your control. There are many kinds of auto insurance plans and types that you should know about so you know which one is the best. There is comprehensive insurance, collision plans and liability plans which are the most basic ones but you can certainly get customized plans, as well.
Usually the law requires that every driver must carry car insurance when he or she drives or else you can be penalized with heavy fines if you are pulled over and found without insurance. That aside, insurance is important just for the safety and well being of your vehicle and for you, saving you from heavy expenditures in case of any accidents or dangerous events. Collision insurance has you covered in case of an accident whether it was your fault or the fault of the other driver. This can save you an immense amount of money if you have a fender bender or any other kind of accident. Collision insurance has it covered regardless of the fault. Also, if you have uninsured motorist coverage, that can really be helpful, as well, if the other driver had no insurance and the accident was his or her fault.
Comprehensive insurance is really the sort of insurance that is all encompassing and is sort of the one that is open to all probabilities. If something, anything, happens to your car, this insurance will have you covered totally. If something falls on your car, if it is robbed and vandalized, if you smash into a tree, comprehensive insurance will take care of it.
by: vishu
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