subject: Affordable Auto Insurance - How To Avoid Overpaying On Your Car Insurance [print this page] Car insurance has risen so much in some areas that many people are taking the risk of driving without auto insurance because the cost is so high. With a small bit of work though anyone can reduce their auto insurance premium to make it affordable auto insurance.
Many insurance companies use gimmicks to get you to sign up while hidden away in their terms are conditions that can work out very expensive for you if you have an accident or if your windshield cracks or breaks and you have to pay for these costs yourself. A new windshield on some cars can equal several months of car insurance payments.
Do not sign up just because you saw an offer for the insurance on television. It is the companies that advertise on the internet that give the best deals. With so many companies fighting for you to go with them you can save hundreds of dollars by taking a few minutes to do a proper search. Before getting a quote doing the flowing will save you even more money and affordable auto insurance .
#1 Be prepared beforehand by knowing the mileage you will be doing in the car. You need to keep this as low as possible to get a cheaper quote. Do everything you can to keep this figure down and do not be tempted to give a misleading figure. In the advent of an accident the first thing the insurer will check is your mileage.
#2 If you are a student away from home it may be better to insure it at your parents address. This may work out cheaper. The best way to find out is to get insurance quotes at both addresses to get affordable auto insurance.
#3 Before you even go out and buy a car get some quotes. Even the colour of the car can affect your insurance and it is a good idea to try and get a cheaper car for your first car and not to buy the car and then the insurance. this will only lead to you paying more.
#4 If you need to call the auto insurers on the phone do not accept anything over the phone. Whatever price they quote you is usually at least 10% more than for the same car from the same company on the internet. Check everything and doing this will get you the best cover. Click here to get affordable auto insurance now.
Affordable Auto Insurance - How To Avoid Overpaying On Your Car Insurance
By: Brian Bannon
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