subject: Is Debt Bothering You? [print this page] Are you searching for something to help alleviate your financial debt? If it's under $10,000, then there are quite a few debt settlement programs that can help you. With the new stimulus package, there are many companies willing to assist you in your debt settlement if you have nearly $10,000 or over.
It was passed to help the common man to reduce, or even eliminate their debt. When the banks in 2009 were helped and "bailed out", they were given money through the stimulus package to help get them out of debt, and put them back on track.
What many Americans don't know is that you can do this yourself. Some creditors' companies have departments that are available to allow you to work out a settlement without a 'middle man'. Oftentimes, the companies won't be willing to work with you, so you might consider finding a company that's willing to act as a liaison between you and them, to help you get leverage, and get you on your way to debt settlement programme.
Ocassionally if companies realize that you are serious about wanting to pay off you debt to them, they'll settle for even up to 50% of what you previously owed them, so long as you want to pay it down immediately. Unfortunately without cash in your hand, you'll have to ask them about the availability of a 0% APR balance transfer. Use this to buy yourself some time to figure out some time to figure out how to pay your debt. Your creditors know you're doing this and they are okay with it.
So, you can see that there are many options available to help you out of debt - you just have to know where to look! There are also many places that will help you for free as well.
by: Adam West.
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