subject: Bad Move: Forgetting Travel Insurance [print this page] Travel insurance is fast becoming as much a fixture of a tour package as air fares, hotel accommodation and hotel bills, and for good reason.
People can fail to recognize the regular occurrence of accidents, travel pitfalls, and other emergencies when they plan to arrange a trip. There is no guarantee that the best plans will go just the way the travelers have planned them to.
It is possible to have numerous problems that can happen during a trip aside from medical emergencies and these problems can include lost hotel reservations, flight over bookings, lack of rental vehicles, and the chance of travel companies closing down without prior warning.
It is always in the best interest of a traveler to get travel insurance before embarking on a trip. Travel insurance is not being forced upon travelers but consultants are simply making a suggestion to consider getting a policy for protection when trouble happens during a trip.
Standard trip cancellation insurance generally covers only medical emergencies. Not having a good reason to cancel travel plans will always incur penalties for the traveler which insurance companies will never shoulder and this article will give out more examples pertaining to when and where insurance is applicable.
It is possible for a traveler to experience problems during a trip and regardless of what the problem may be there is a comprehensive policy which will handle all costs incurred.
Travelers can enjoy plans like the one which offers 10000 dollars should the company o bankrupt, 10000 for any medical expenses during the trip, and 400 should there be any cancellation of trips leading to penalties.
When a policy like this is applied refunds are given to the travelers who experience problems with their hotel accommodations, lost bags, and twelve hour flight delays. One cannot get a policy like this for a low price.
A traveler can find another insurance provider which offers insurance at the cost of eight percent based on how much the actual trip costs.
When travelers cancel trips the usual cancellation penalty payments issued by the insurance providers amount to 5 percent. Travel insurance has grown in popularity ever since travel agencies started including the service in their travel packages.
There is the possibility to have the policy expense removed from the tour package depending on the consumer.
Rather than have to purchase it separately people will but travel insurance more often than not if travel packages already include the service. What value can travel insurance provide for any traveler?
No insurance basically means no protection for any travel mishaps and there is always a contract bearing the extend of one's coverage. When a country is not safe to travel to companies do not hesitate to give travelers their money back.
Refunds are more certain to be given out when travel advisories are present for the country and the company itself makes the cancellation.
Trip cancellations are often caused by travelers not feeling that the country they are about to go to is as safe as when they planned the trip. People never get settlements for being afraid to go on a supposed trip.
by: John Chambers
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