subject: What If You Are Injured In An Accident With An Uninsured Driver? Can You Claim Compensation? [print this page] Copyright (c) 2010 Robert GrayExploding myths - "I can't claim because the driver of the other car did not have insurance"Although some might say believe that we are a nation of claimants who will sue for any thing in the hope of getting compensation to which we are not entitled, there is still a belief that you cannot bring a claim if you are injured in an accident where the driver responsible was not insured to drive his vehicle at the time of the accident.We are here to tell you that that is rubbish!For many years now it has been possible make a claim in these circumstances and many injured motorists, cyclists and pedestrians have done just that.Any such claim will be handled by the Motor Insurers Bureau (the MIB) which is underwritten by all the motor insurers and will be dealt with them by them in-house or through one of their insurer agents or solicitors.They will pay compensation (damages) for your injuries and loss of earnings and other expenses in the same way that an insurance company of the driver responsible would have done had he been fully insured.However, they will expect you to prove your case in exactly the same way as you would have done against an identified driver and you therefore need to act as soon as possible after the accident and to consult a specialist personal injury solicitor to deal with the process for you. You need help and advice concerning medical issues and the obtaining of medical and other expert reports to prove your claim. You need advice as to the full value of your claim and representation by a skilled and experienced negotiator. However, if you choose the right accident claim solicitor, who specialises in this area of law, making a claim against an uninsured driver should be no more difficult than if you make a claim against an insured driver.The good news is that when your claim is successfully concluded the MIB will also be responsible for paying your legal costs in the same way as if they had insured the responsible party. This means that just as in a normal accident claim you will be able to make a claim and keep 100% of your compensation.Whatever your situation, if you are injured in an uninsured accident you should immediately seek expert advice from a specialist solicitor who knows how to make a claim against the MIB.Ask them what your rights are and they will explain and be able to start the accident claims process immediately.A solicitor will quickly be able to make enquiries for you and find out whether you are the victim of an uninsured accident, or whether there is in fact a policy of insurance in place under which you can make your claim for compensation.
What If You Are Injured In An Accident With An Uninsured Driver? Can You Claim Compensation?
By: Robert Gray
welcome to Insurances.net (https://www.insurances.net)
