subject: Planning A Wedding On A Budget [print this page] What, a wedding on a budget? You are so in love. He proposes and the two of you embark on the journey that is the engagement period before the wedding. There is much to do in a short time. Here are some suggestions for planning a wedding on a budget.
I have been told that the cost of weddings these days is in the neighborhood of $25,000. I don't know about you, but I would have trouble putting my hands on that much money at one time. This is one reason why planning a wedding budget is so important.
Obviously, weddings can be expensive. Still, there is no need for you to find yourselves up to your neck in debt. A budget can help you avoid this pitfall.
Traditionally it has been the parents of the bride who carry the wedding expenses. It used to be that the father of the bride would offer a dowry, along with his daughter, as part of the wedding package. If a family happens to have several daughters, the parents can find themselves digging into their savings. Today many couples pay for their own weddings. That's why planning a wedding on a budget is so critical.
Begin by putting together a list of the most important things you will need to make your day a success. This will give you an idea of how much money you are going to need in the beginning. You may have money left over after the basics have been covered. Great. I am sure you can find use for the extra money to enhance your wedding or honeymoon.
Many couples are paying for their own weddings. Why not enlist the aid of your family. In lieu of a wedding gift, both sets of parents could contribute to a wedding fund so you can have the day you always wanted. If each person can afford to contribute $3,000, your budget just jumped to $12,000.
Next, talk to your friends and family. Are any of them in the wedding business, or do they know someone who is? Could they help you get a discount on things like the photographer, flowers, the place for the reception or your honeymoon?
The next step is to make a list of absolutely everyone you know. Include friends, family, people with whom you do business, etc. Find out who is in the wedding business, or who may know someone who is. Try to find providers who will give you a discount on things like the photographer, the wedding cake, flowers, or even the reception venue or honeymoon. The savings here can add up. If you have money left over after you figure out the bills, you can think of other creative ways to spend it. Or, you might just put it away for a rainy day.
If you want to, save the money that you don't use and pay for your honeymoon. You don't want to go into debt for that either. A wedding signals the beginning of new life together and no one wants to start a marriage with any financial issues hanging over their heads.
by: Connie David
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