subject: Cheaper Car Insurance - Ways to Cut Your Insurance Costs Quickly [print this page] There are several different things any car owner can do to help lower their car insurance premiums without having to sacrifice the level of coverage they currently enjoy. Most of us are aware of some of the more common things we can do to lower our car insurance premiums such as shopping online. But there are things your average person can do that they are not aware of to get cheaper auto insurance. This includes:
Contacting your auto insurance company on a regular basis and going over your policy. Insurance prices constantly go up and down. What you may be paying for now six months down the road could be cheaper. But unless you contact your insurance provider you will not be able to lock in the lower price.
Having a good credit history can affect your insurance premiums. I know this may sound unusual, but when giving you a car insurance quote the providers look at your credit score as a indicator of how "mature" the car owner is.
Vehicle choice is a big part of how much you pay for your insurance premiums. Obviously vehicles that are a few years older generally cost less to repair then newer vehicles. Also, the color of the car you drive can affect how much you pay. Obviously red and black cars may be cool to look at and to drive, but because of the color people have a tendency to drive more quickly and less cautious in these vehicles. sounds strange but changing this can get you cheaper auto insurance.
The addition of an anti theft device would also help to lower the insurance costs, especially those that offer the low-jack system. This makes the insurance company feel more secure that in the event that your vehicle is stolen chances are they you will have it returned to you safely are much higher.
Additional safety features such as air bags can also help to lower your insurance premiums and get cheaper auto insurance.
An increase in the amount of your deductible will greatly decrease the amount of your insurance premiums. This is beneficial for most drivers who will only have to rely on the insurance in case of an emergency
These are just a few of the ways that you can help to lower your insurance premiums and still be able to afford the level of coverage you want. Just remember to contact your insurance company and have them run the numbers through again on a regular basis. They won't call you if the prices go down, so you have to call them to take advantage of that. Click here to get cheaper auto insurance now.
Cheaper Car Insurance - Ways to Cut Your Insurance Costs Quickly
By: Brian Bannon
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