subject: The Repo Man Reads Your Facebook, Too! [print this page] If you are in debt and facing repossession, the repo man could be (and probably is) reading your Facebook. I'm not kiddingthere have already been news stories about this very thing. One woman who worked for a repossession agency was talking about how useful it was to find people on Facebook who had changed their address or phone number to avoid the repo man. Chances are, if you are anything like me or the other 500 million Facebook users, you've posted a status like, "Meeting Dave at Luigi's Tavern tonight!!" that blatantly revealed your whereabouts.
In that case, you might be meeting the repo man at Luigi's Tavern too.
How are you able to safeguard your privacy online?
1. Don't be Facebook friends with strangers. That one is simple enough. The information you share on Facebook is privateif you don't know someone in person you shouldn't be friends with them online.
2. CHANGE YOUR PRIVACY SETTINGS! I can't tell you how many people still need to do this. The default privacy settings for Facebook make you search-able by name on Google and display your wall posts and status updates for the entire world to see. Click "Account" in the top right corner of your Facebook homepage and then go to "Privacy Settings." When there, adjust your settings at the very least to "Friends Only." This means only your friends will be able to see your status updates or your wall.
3. Avoid using your real last name. A lot of people are using their middle names instead of their last name for an extra level of privacy. Anyone on Facebook needs to adjust their privacy controls to guarantee their online protection. But, if you are changing your Facebook settings because you are trying to avoid the repo man, you might be doing the right thing for the wrong reasons.
Whether you like it or not, if you have a lot of debt and are facing repossession, the repo man will find youon Facebook or in real life. You can think of new ways of running from the repo man all day, but you really need to consider what to do when you can't hide anymore. Your creditors don't want you to know that there ARE ways to avoid repossession or foreclosure.
You are not out there without any options. In reality, many folks find that a bankruptcy attorney offers the best protection around. Not only will you stop having to hide from your creditors, but you will be able to get a fresh start with a Chapter 13 bankruptcy. You will be able to create a repayment plan that will get you out of debt in 3-5 years and get your home protection from foreclosure, your car protection from repossession, and your family protection from further actions by your creditors like wage garnishments or harassing phone calls. Get your privacy settings in order, stop worrying about the repo man, and "Friend" a Bankruptcy attorney today to find out how you can stop running from your past and start working on your family's future.
by: Jim Brown
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