subject: Public Liability Insurance: If You Have Customers, You Need It [print this page] As a small business owner or manager, you may be aware that public liability insurance is not actually a legal requirement. You won't face a prosecution and a fine for not having it.
Does that mean you can do without it? No. Because businesses that attempt to trade without public liability cover can very easily face something just as damaging.
If a customer has an accident on your premises, or you cause any accidental damage at a customer's premises, you can get sued. More likely than ever these days with the proliferation of no win, no fee' legal services.
And without public liability insurance, that could leave you having to find the money for a substantial compensation claim and some hefty legal bills. Are you sure your business could stand that?
In other words, when it comes to public liability insurance, if you have customers, you need it.
Fortunately, thanks to the internet and the growth of online insurance broking, there really is such a thing as cheap public liability insurance. And it couldn't be easier to get your public liability quote.
If you follow the link at the end of this article, you'll be able to arrange your public liability cover within a matter of minutes and download your policy documentation. You'll have the peace of mind that comes from knowing that your policy is underwritten by an A' rated insurer and you'll have access to a 24 hour claims service. You'll also be able to sort out any other types of Business Insurance that your business might need.
So, if you have customers (and, let's face it, you wouldn't be in business without them, would you?) now's the time to sort out your public liability insurance.
