subject: You may miss on Health Insurance if you are Fat [print this page]
Happy Singh was as his name suggests a believer in being happy always. His happy- go- lucky nature really endeared him to everyone. With great friends, family and a family business to run, it was a smooth going for Happy. There was a problem though, food was his passion and like all passions, food started becoming a part of life.
As years passed, Happy faced a hard time, his business from being in profits, went to scraping through and then even going in losses. He was heavily in debt. With changing luck, even Happy's temperament changed. No longer was he the jovial fellow which he used to be, he was the gloomiest guy in town. Even with all these things one thing that didn't change, was Happy's love for food. Food was his solace and a constant companion. Lucky who once was a lanky fellow with a big appetite became a big fellow with a bigger appetite. All his friends, concerned, asked him to do something about his weight, somehow he never got to follow those diets and workouts regime.
Today, happy wants tobuya health insurance policy to secure at least that part of his life. So he will get a policy when he applies, right??
Wrong, Health Insurance Companies can refuse cover when they feel you are an inferior risk. The information filled in the proposal form becomes the representation of your health. If there are too many risks like Hypertension, previous heart attack, diabetes; the insurances companies are most likely to refuse cover.
Today, with India's changing lifestyles, there are rising BMIs and increasing waistlines. Bad eating habits coupled with sedentary lifestyle are causing the number of overweight people to rise every day. According to World Health Organization, by 2011-2020, obesity is going to replace heart diseases as the worst killer.
