subject: International Travel Insurance Cover For Us And Non Us Citizens [print this page] International Travel Insurance delivers insurance coverage cover for those traveling outside the United States either on a business enterprise trip, leisure tour or even studies. The strategy covers medical expenses, refund of costs incurred due to flight or hotel booking cancellation, evacuation of travelers to their house country incase of emergency etc.
It is extremely significant that we have a medical cover considering that most of the insurance coverage organizations do not deliver insurance protection outside US borders. Evacuation of travelers essentially mean when a traveler is seriously injured and they have to be evacuated to any nearest hospital or even send them back to their residence country incase of essential injury which has occurred throughout the journey.
There are 2 forms of travel insurance 1- Trip cancellation Insurance and two- Travel Wellness Insurance. US residents can apply for both the plans while non US citizens can apply only for Travel Wellness Insurance program.
The difference amongst the 2 plans is that in Trip cancellation insurance coverage plan, the cover contains reimbursement of medical costs, evacuation of travelers to their house country and costs reimbursement from a cancelled trip although Travel Wellness Insurance coverage covers only medical expenses reimbursement and evacuation and does not offer reimbursement from a cancelled trip.
US residents can avail the 1st plan with medical benefit upto $25,000 which can be upgraded to $50,000. Trip cancellation is reimbursed 100% of the trip price. Trip cancellation normally occurs due to bad climate, death of the insured traveler or even terrorism. This plan also covers pre current sickness in the event the very first trip takes place inside a period of 15 days immediately after the strategy has been purchased.
The 2nd strategy, Travel Wellness Insurance is applicable for both US and Non US citizens and supplies medical expenses limit from $60,000 upto $1 million, evacuation limit upto $300,000, pre current illness cover upto maximum of $20,000 for US citizens and $three,000 maximum cover for non US citizens.
Let us get a quote for both the plans to let you realize the premium charge. For Trip cancellation Insurance coverage plan the premium will be about $72 for a $two,000 trip price costs valid for one particular month and the age of the insured policy holder is 25 years. With the very same calculation for the 2nd policy i.e. Travel Wellness Insurance which is meant for both US and Non US residence, the premium will operate to only $50.40 for a policy cover of $60,000.
by: Hayden w Howard
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