subject: How To Choose: Online Pre-license Insurance Courses Or Classroom Study [print this page] If more and more prospective insurance agents prefer online pre-license insurance courses, there must be a number of factors explaining this trend. For the insurance industry, online courses have many advantages over classroom training. Online insurance courses are often less costly, available 24/7, and require no commute.
In order to sell insurance in the state of Texas, prospective agents must pass a state-administered exam before applying for an insurance license. The exam tests fundamental concepts that are imperative for an insurance agent to understand. Like many professions, this knowledge is not simply based on common sense; prospective agents must learn the state and federal laws that govern the ways in which insurance agents are allowed to transact business. Purchasing a pre-license course package from a reputable education provider will prepare prospective insurance agents for the state exam. It will cover complete curriculum including general insurance principles, line-specific insurance concepts (i.e. health, property, casualty, life) and state regulations. Thankfully, online pre-license training courses are available, enabling you to study at your own pace right away.
Online pre-license courses are designed by experts who know the examination patterns inside out. They simplify the course content by defining industry jargon and explaining key concepts with examples and real-life scenarios. It is critical to allow ample time and review before attempting the state exam. While the exams are in a multiple choice format, the questions are also written in very specific language that can easily become overwhelming if youre not prepared. Online training programs include quizzes, practice exams, and final exams that not only test your knowledge of the key concepts you need to know, but they also prepare you for the style of questions youll see on the state insurance exam.
For your own success you must ignore negative comments like
Only a live teacher can guide you through the exam. They explain the industry jargon better.
Taking a cram class is all you need to pass.
Online courses are a hoax. Never go for them.
You can answer several questions using common sense.
Why those opinions are incorrect:
Only a live teacher
It doesnt matter whether the teacher is live or virtual. It is the quality of the course that counts.
Taking a cram class
Rubbish. Theres way too many concepts that you need to understandnot only for the exam, but for your new career.
Online courses
Absolutely wrong. Online schools are becoming increasingly held to higher standards than traditional classroom pre-license courses.
You can answer
It wont work. You must know how to choose the right answer, and there are usually two choices that are extremely close.
In fact, the best solution for you is to get enrolled in an online pre-license course that has a reputation of delivering success. More people are realizing it and opting for popular online courses. Not only they get access to chosen material prepared by the experts, but they can study it at their own pace. They dont have to sit in their office to go through the course content. They can read it even when on the go with smart phones or tablets.
Nowhere does it suggest that online courses are always better than classroom learning. There are certain disciplines where classroom teaching is mandated. However, there are professions where classroom training does not provide an edge and an online course will suffice. Insurance is one such discipline.
Most experts advise online courses as better option when it comes to pre-license training. Reasons why
A live teacher may go slower or faster than particular students.
Live classes dont provide students with MP3 downloads of key concepts.
Students will save time by avoiding lengthy commutes to a physical classroom.
Costs of classroom courses are significantly higher.
