subject: Getting Insurance For Iphone Is A Good Decision But Should Always Fit Your Specific Needs As A Phone [print this page] Usually, consumers buy phones with data plans. It is not common nowadays in the US for people to buy unlocked or broken phones especially if you already have a preferred carrier. You go to one carrier and you buy a phone from them, and you pay a smaller fee up front and then you pay for the data plan and other costs. That is pretty much a standard deal. then the question arises in the air: would you cover your phone with an insurance coverage? you think to yourself, how much it would cost you to replace a broken phone or a lost one. then reality comes in: yes, you will have warranty for a few years, but what if the phone got stolen or damaged beyond that time frame? iPhones can range from $600 and up depending on the internal memory you choose. At this point, getting insurance for iPhone could be a smart idea. Before you make any decisions on getting insurance iPhone 4, you have to stay in perspective if it is ideal to get it.
Whats your situation with the iPhone?
First and foremost, you have to consider that the iPhone is practically a heavy duty device and can last a pretty long while. Its solid construction makes it a really good investment for long term phone use. this is one thing about the iPhone that makes it appealing as an investment. are you going to use the phone while bungee jumping or maybe riding a dirt bike? Normally, you would use phones indoors or very discretely in public. it depends on how you use the phone. should you invest on insurance for iPhone? Consider how you use the phone.
iPhone is a high end investment
there are tons of cheap phones out there, and even the ones that are on par with the iPhone 4 are not as expensive as the Apple counterpart. If you use the iPhone, you know you will be spending tons of money upfront. If you are worried that the high robbery rates in your area could risk you an iPhone, then getting an insurance iPhone 4 is a good strategy to consider.
Are you prepaid?
Usually, the iPhone will not cost as much under a contract. This agreement with the company could mean a 12 or 24 month contract in which they would have recovered the cost of the product plus the phone service. if you buy the iPhone unlocked, you would have to pay the full price of the phone which starts at $649 especially on the latest model. That is a big investment upfront. Considering that huge cost, you might want to get insurance for iPhone to make sure you get some sort of safety net should something happen on your phone that is covered by the insurance provider.
Deciding on buying insurance for iPhone can be tricky since we all have different perspectives on the relevance of insurance and our use of cellphones. While cost can be a big factor to buying insurance iPhone 4 or otherwise, the actual risks and the claims processing can also influence the person if they should get one or not.
by: Sharon Evans
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