subject: While There Are Some Questionable Companies That Offer Smartphone Insurance, There Are Still Some Th [print this page] At any point of your life, you would have carried at least $2000 worth of gadgetry to go to school, work or travel. You ride the public transport carrying your smart phone and go to the library with your laptop. Its the normal flow of modern life. As much as we do not want to admit that fact, we have become totally reliant on portable devices. As such, investing on these products seems to be a smart move to make. Getting smartphone insurance or laptop insurance can offer some level of protection to ensure the security of your gadgets and reduce potential costs upfront. Right now, you can find tons of services offered by insurers, designed to provide protection in case of a known risks such as loss, theft, damage and others. If you have a couple of smart phones and a laptop for home and another one for the office, should you cover all these gadgets?
Coverage is just one side of the coin when it comes to gadget policies like smartphone insurance or laptop insurance. The other side is if the insurer will actually pay out if you make a claim. A lot of insurers will do everything to avoid payouts. That is why some consumer protection agencies have already voiced out their disdain against those companies that offer everything but at the en d of the day, nothing else. Initially, they will entice people with some very smooth sales pitches but before getting blinded, make sure to read the fine print and all the details of the program before signing anything. Will you really get the savings that you need, or are you just going to get a cheap excuse from the insurance company. Sadly, there are really some companies who are willing to take advantage of less informed consumers to continue getting money from clients. Of course, you have to give some insurance companies a chance. Indeed, while there are companies out there who will only want to get more money out of your paranoia, some offer some pretty solid deals when it comes to smartphone insurance or laptop insurance in which you get more value out of your money that you have paid should you come to that point where you have to lodge a claim. Of course, like any other insurance products, giving money will be easier than receiving actual benefits. With gadget insurance, expect that you will have to take some time for claims to be processed and action to be done. However, as a consumer, you have to make sure that the insurance company will offer a fair service to you by replacing units with a similar model or a unit that is in pristine condition.
As a consumer, your main goal to get the most out of the smartphone insurance is to find a trustworthy company, and make sure that they have a good track record when it comes to handling claims and providing the service that you need when you need it. This way, you know that the smartphone insurance will definitely fit your specific needs.
by: Sharon Evans
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