subject: Insurance Company Claims and Personal Injury Attorneys [print this page] Insurance Company Claims and Personal Injury Attorneys
The first thing you need to know is that the insurance companies are in the business to make profit. There's nothing wrong with that. But the insurance company's profit is the difference between what they bring in with premiums and what they pay out in claims. A personal injury lawyer can easily point these inconsistencies out.
Basically, the insurance adjuster's job is to settle your claim for as little as possible for delaying as long as possible. The job of the attorney is to settle your claim for its maximum value with the minimum possible delay. Insurance companies have developed a huge bureaucracy to fight claims, and sort out bad claims, and pay as little as possible. It's just business to them.
The job of the lawyer is to help the insurance adjuster build a file that supports a full and fair claim settlement. The goal of an attorney goal is to maximize financial recovery. They are committed to honest dealing, fair but firm settlement, refusing to settle for a penny or less than the claim is worth, and for being prepared to take a claim to trial if necessary to get a full and fair recovery.
For example, since the adjustor has to collect information in order to understand your claim, the attorney will provide all the information to establish that it's a valid claim. Sometimes, insurance adjusters are so busy looking for damaging information about you or your claim that they miss favorable information. So the attorney will collect and highlight that favorable information: witness statements, photographs of the accident, photographs of the injury, opinion letters from the medical experts, and other things.
A personal injury attorney will settle all the things mentioned above, and others more, and present the claim to the adjuster, with full evidentiary backing so the adjuster understands the significance of your claim. By doing this, the adjuster and insurance company will have no choice but to give you the compensation that you deserve or else they are sure to face a lawsuit
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