subject: Small Business Health Insurance-A quick Q &A [print this page] Small Business Health Insurance-A quick Q &A
"I don't have health insurance, I'm considering it but want to know more."
Is it expensive?
In most cases, yes. But every individual situation is different. You'll be happy to know there are a wide variety of coverage options available. You can compare the best deals in the competitive insurance marketplace online, using the free tools available.
And where are these free tools available?
The leading online health insurance provider is eHealthinsurance. You can also google health insurance along with your zip code to find the websites for local agents. Most websites utilize technology that makes the process of submitting an application a breeze, and a way to reach their customer service department with your questions.
Where should I look for more information about my state?
You will need to look up your state's department of insurance. This is your best resource, and the state insurance commissioner can give you background information on any insurance agent you are dealing with.
How can I be sure I am getting the best deal for my business?
Using an online service like eHealth, you can compare plans from different companies quickly. These plans are at the guaranteed state minimum, so you won't find a better price for the same plan. Additionally, you get access to all the options available to your business. The costs may differ, but the plan may be more suitable for your particular situation.
Insurance is a complex product. Insurance agents are there to provide professional assistance, so let them do the work for you. Brokers and agents both have their advantages for consumers, and the reputable ones will be focused on the finding the best solution for your company.
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