subject: Important Numbers on Personal Checks [print this page] Important Numbers on Personal Checks
Many businesses and individuals today are still using personal checks. You should know how to locate essential information on your checks, as well as some ways to make them suit your own unique personality.The use of the debit card and online banking has caused personal checks to become a bit less popular lately. However, people still need personal checks for certain things like paying bills and to make business purchases. Various check printing companies offer a vast array of options when it comes to personal checks. The choices are limitless, and pretty much any design or picture can go on a check now. A lot of people enjoy the ability to express their unique personality through their choice of check designs. If you choose to use designer checks, you will find that you end up getting a lot of compliments on them.It is important that you learn how to locate and identify important information that is on your personal checks. Most people aren't aware of what all the numbers on their checks are for and what they mean. One of the most commonly asked questions in regards to a check is, "Where is the routing number?"You should be able to identify three very important sets of numbers that are found on your personal checks. One of them is the routing number, which can be found in the lower left corner of the check.Most people do not actually know what a routing number is. The number contains nine digits. The first four digits of your routing number actually identify the U.S Federal Reserve's check processing center. The following four digits are specific to the bank that processes your checks. The final digit is a verification check digit which is computed by using a unique formula involving the previous eight digits.The following group of digits on the lower left hand side of your check is your bank account number. This will stay the same on all of your checks. You will use this number if you choose to set up any online payments, or if you set up certain online banking systems.When you have personal checks printed you will print your name, address and telephone number. There are even some check printing companies that will offer to let you upload your photo and they will print it on your checks. What this means is that you could even have personalized photos of your dog, your children or even your own personal artwork printed on your checks! Businesses like to take the advice of marketing experts and have their logos printed on their checks. This is a way to further develop brand recognition and make a good impression. Even though it is more common now for people to use their debit cards, people are still using personal checks. There are limitless designs available out there to choose from. There are even registers with debit card holders for people that tend to use their debit card a lot! Don't count personal checks out of the picture yet, we still need them!
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