subject: Review of ATT insurance [print this page] Review of ATT insurance
Cell phones nowadays are very pricey. Sure they will often not really seem costly if purchased with a service plan, but that is because just about every cellular phone is normally heavily subsidized through the cellular company in order to get people purchasing a reoccurring program. A wireless phone, bundled that has a month to month charge for minutes, can range anywhere from free to a few 100 dollars. The very same cellphone, if not purchased with a regular monthly program, can cost from near $50 right up to the hundreds of dollars.
Lots of people, in particular those who are accident prone or perhaps have children that like to eat, fiddle with, or even throw high-priced goods all around, might choose to purchase a Cell Phone Insurance program which is available from their cellular company. This critique will examine AT&T's wireless insurance protection.
There can be lots of reasons that a person could want to invest in insurance coverage, and so far only 2 have been discussed. Other reasons could be if an individual lives in a very populated area prone to thieves or any other kinds of burglary and if that individual is forgetful. Lastly, consider liquid damage to the cell phone in the event that exposure to liquid or various other liquids are a normal happening.
Once an uninsured cellphone is for some reason lost or damaged, acquiring a new replacement for it, whether or not the substitution is the exact same phone, may cost two, 3, or maybe four times what was originally paid out. This is when cell phone insurance may help.
ATT supplies a once a month fee for wireless insurance for a price of $4.99. This plan protects anything from a misplaced or thieved cellular phone, to liquid destruction, hardware problems, and even toddler accidents.
The insurance deductible for any replacement unit claims may be as up to $50 to $125 depending on the model of phone which needs to be exchanged. However, there is a limit to the number of substitutions a single person may have. AT&T has a generous cell phone insurance plan, but cap substitutes at 2 annually and up to $1,500 per claim. Many people will not meet that limitation. As soon as insurance coverage is bought, there is absolutely no waiting time period to place a claim.
When a claim does need to be submitted, call AT&Ts customer care phone number or simply stop by an AT&T store and talk with a consultant. Take the device along so that the representative can see the cellphone and replace it. There's no guarantee, though, that anybody will receive exactly the same cell phone as an alternative. Colors might be different and maybe the type of smartphone may perhaps be switched. Regardless, a recently refurbished cellular phone will take the place of your useless one.
To become eligible for wireless insurance a person must apply within thirty days of first joining the phone company.
The protection program AT&T provides is probably not for everybody, but the price is suitable for many. Think about possible concerns just before saying yes to purchase a plan from ATT, but remember there are actually only thirty days until time runs out to participate. The program will probably be worth researching further.
ATT Cell Phone Insurance Summary
* Cost: $4.99/month
* Deductible: 50 - 125 (ex apple iphones)
* Protection: Almost everything
* Limit: 2 claims/year and 1500/claim
* Claims Telephone: 1-800-801-1101
* Sales Number: 1-800-331-0500
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