subject: No Shame - Removing The Indebtedness Stigma [print this page] No Shame - Removing The Indebtedness Stigma
We are, all of us, subjugated under the tight grip that the loan providers of the market have placed over us. Everybody you know is either involved in repaying loans or currently trying to pick both secured loans and unsecured loans to find the cheapest on offer. If you have to make a big investment, and you ask for suggestions from a trusted friend and advisor, the advice that you will invariably get is that of getting a loan to cover your needs.
The people of this day are certainly not apprehensive of landing up in the clutches of the moneylender. Characters like Shylock the Jew in Shakespeare's "The Merchant of Venice", exist only in the realm of fiction. Sure, in the past most loan providers may have been only engrossed in getting back their money and immense returns on it (which was in effect a pound of flesh off the body of the borrower).
However, in the modern world, attitudes have changed. In the world of loan providers, the debtor is the king. And he is treated like a king (provided he is not one of those people who are cursed with a history of bad credit). Everyone seeks to further his business by taking loans. Hoping to buy a new set of wheels? Take a loan. Have found the perfect house but cannot pay for it from your present stores of wealth? Look for a good mortgage deal. Is your mortgage eating into your income? Look for some mortgage refinancing offers. Do you need a little more cash to last you till your next payday? Find yourself a cheap payday loan. Truly, whatever your need, you will definitely find a loan that will not burn a hole in your pocket.
The world is heading towards a time when everyone will be a debtor to some extent, with some being more in debt than others. And what do you do when you have to take care of the monthly installments for the whole gamut of loans that you decided to take on? What do you do when the sheer number of debts that you have to pay off becomes rather difficult to take care off? Why, that is easy! All you do is look to debt consolidation.
Simply collect together all those loans that you have been paying off, take them to a loan provider offering either a cheaper rate or a shorter term, or whatever other bonus you are looking for. Ask the loan provider to repay this accumulation of loans, so that now you are left with just one loan to make payments on. It really does sound so uncomplicated to borrow money in the modern world. And wouldn't you agree that being in debt no longer makes one feel like a victim of the moneylenders?
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