subject: 5 Things You Need To Know About Personal Accident Insurance in Dubai [print this page] 5 Things You Need To Know About Personal Accident Insurance in Dubai
Accidents don't come with a prior warning and if you've experienced one, you may very well realise the importance of the saying, It is better to be safe, than sorry'. The number of buyers opting for personal accident insurance in Dubai is steadily increasing every year. The reason: increasing number of uncertainties combined with a variety of susceptible situations emerging from our fast paced lifestyles.
When purchasing personal accident insurance, it is highly recommended that you opt for the best cover available in the market. A good cover translates to the best possible service and medical care rendered to you in the event of an accident. Choose an experienced insurer with an international presence and a reputation for honouring claims.
There are quite a few reasons why individuals should consider getting personal accident cover through a good insurance company in Dubai. Listed below are certain things you ought to know about personal accident insurance in Dubai.
An individual personal accident insurance policy can be customised to suit your personal requirement. So, if one insurer cannot meet your requirement, another might. Shop around or consult other people to find out what best fits your scenario.
Ensure your insurance company has the capability to give you 24/7 on call support. Personal accident insurance covers this even with the option of worldwide cover.
Most insurers give policy holders the liberty to set policy limits.
Certain activities including extreme sports are not covered by regular personal accident insurance. Speak to your insurance advisor if you are into extreme sports, work in a hazardous environment or live in areas were certain risks cannot be avoided to get the right cover. Some examples of activities that are not covered normally are hunting, racing, ice hockey, wrestling, boxing, etc. Certain uncontrollable threats such as terrorist attacks and war are also excluded. Disclose all information as requested by the insurance company relevant to your policy. This will also include disclosing pre existing medical conditions and family history of diseases. If you provide false or misguiding information, the insurance provider can legitimately reject your claim, cancel your policy or take legal action against you.
Our fast paced lives are present us with so many things to deal with. While you handle your commitments diligently, let your Personal accident insurance in Dubai look out for you.
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