subject: Your Motor Trade Insurance Could Help With The Increasing Risk of Potholes [print this page] Your Motor Trade Insurance Could Help With The Increasing Risk of Potholes
A recent RAC survey conducted with 20 local councils around the country, has been published by Aviva and highlights a worrying increase in the problems caused by potholes in the nations roads. The facts that are shown in the survey only strengthen the needs for traders to make sure that they are covered by the right motor trade insurance policy.
Obviously one of the major factors that has lead to more problems on our roads is the fact that we have had yet another harsh few months over the winter period, with most of the country covered by snow and ice. However, a somewhat more worrying finding is that a lot of the problems can be put down to the spending cuts brought in by the Government.
One of the main aspects that is reported indicates that 60% of local councils (82% for rural areas) are resorting to short term repairs to the surfaces of roads due to the Governments budget cuts. This is clearly not going to be cost effective in the long term as it means that the repairs will simply need to be done over again. With half of the councils surveyed stating that there was still outstanding repair work from last year's winter weather it is easy to see why the roads are becoming worse as the damage has been added to.
The RAC's figures show that the number of call outs that they have received due to potholes or poor roads has increased by 25% over the last 12 months. The most common damages that had occurred where as follows;
Wheel & tyre damage
Suspension
Steering
Windscreen
Bodywork
If you are driving your own trade vehicle or, even worse a customers, and it ends up damaged then you could be out of business for a few days or be faced with a hefty bill.
With increases in road tax and the seemingly never ending rises in the price of fuel, damage repairs are the least thing that anybody will want to have to fork out for. This is even more true for traders who often rely on their vehicle to earn a living and it only highlights how important it can be to make sure that you have a sufficient level of motor trade insurance cover. If you are unsure about any aspects of your policy then it as always advisable to speak to you broker and they will be able to provide you with all of the necessary information.
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