subject: How To Receive Online Payments [print this page] How To Receive Online Payments
If you own an online business, you need to have some way to receive payments from the people who want to purchase your products. This can be a bit tricky since you will never actually hold the credit card in your hand. You will not be able to run it through a card reader or punch the numbers in manually. You need instead to have some way for the buyer to input this information on the internet, authorize it, and make the payment. This all has to be done in a secure fashion so that there is no chance of the information falling into the wrong hands, leaking out to people who would use it for credit card fraud or identity theft. In order to do this, you should check out the internet merchant accounts available from a Wisconsin-based company called Total Merchant Services.
The first thing that you should know is that you can have an internet merchant account no matter where your business is located. If you are in Wisconsin already, that is ideal. You will be close and will be able to work with TMS quickly. However, you will not be held back at all if your business is located in another state or another country. Since everything is done using the internet, which spans the globe, you can get fast, efficient service from anywhere at all.
For a merchant, credit card processing services are invaluable. These card-not-present transactions are taking over the market. Each year, more and more people are turning to online shopping. They love the ease of finding any item and they love being able to shop from home. You do not want to get left behind as this shift takes place. In the very near future, the marketplace will be almost entirely virtual, leading to a global community of shops and companies that all accept credit card transactions.
These business merchant accounts allow you to accept the money with a virtual terminal. They use what is known as Point Of Sale software. This allows the user to enter the information, saving you and your staff a lot of time and money. You can still have things set up so that you have to enter the information if you would like, though POS software is a great tool that no business should overlook. The customer will essentially be doing the work for you, even though you are not paying them, and this can free up your staff for other tasks.
Total Merchant Services can offer some of the cheapest merchant accounts on the market today. They believe that saving you money should be their number one goal. They want to make it easy for you to accept payments and run your business; they do not want to make it impossible by requiring a large fee. They have consolidated with other companies and are large enough that they can offer their services for a low price. They know that small businesses and large businesses alike face many financial concerns. They will never add to these, but will only help you to run your business in the way that you desire.
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