subject: Home Insurance Covers Tangible Assets for St. Petersburg Homeowners [print this page] Home Insurance Covers Tangible Assets for St. Petersburg Homeowners
If you have tangible assets, you need the protection of a home insurance. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowner's policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way -- unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier not you in the event of a loss.
Strategic Insurance Services' personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.
How we serve you is as important as what we provide. First, we listen to you... we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.
The professionals at Strategic Insurance Services (SIS) are always ready to serve all your home insurance needs. We will work continuously to provide you with individualized coverage tailored to your specific situation, including life, health, business / commercial and employee / group benefits. Don't take chances when it comes to protecting your family, home, auto or business. Call us for peace of mind.
At SIS we take pride in our profession and strive to be relationship specialists who will provide you with a strategy for a total insurance solution. Being protected by the companies we represent is to your advantage. They have a proven record of earning the highest ratings from A.M. Best, the leading independent rating authority for the insurance industry.
Douglas Levi
Principal Agent / Owner
Originally from the suburbs of Philadelphia, Doug graduated Cum Laude from Gettysburg College double majoring in Economics & Management.
After working for a financial planning firm in Philadelphia for some time, Doug decided to move to the Sunshine State in 2002. With experience at both State Farm & Banker's Life, Doug took his time in developing Strategic Insurance with his business partner Michael Ludwig.
Doug enjoys working with clients to help solve the wide array of insurance& financial needs thatclients face todayandappreciates taking the the time toeducate clients on theiroptions & choices to better protect their families & businesses.
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