subject: Tips to help you save on car insurance [print this page] Tips to help you save on car insurance
Many people are surprised by thecar insurance quotes they receive from insurance companies. The cost to insure yourcar can vary hugely depending on your circumstances and the effort you make to reduce your premiums. We've put together a list of helpful tips to help your reduce your monthlycar insurance premiums.
Phone around
Insurance companies calculate your monthlycar insurance premiums based on your specific risk profile. Depending on how thecar insurance company rates your risk will determine what you pay. Phone our list of recommendedcar insurance providers or use their internet applications to see how much the competition varies for yourused car!
Increase your car insurance excess
Increasing excess on yourcar insurance policy will decrease your monthly premium. Just make sure that you have the means to cover the excess you choose in the event of ancar accident.
Drive your car safely
An accident free driving history will mean your risk profile decreases and will reduce yourcar insurance premium. Driving defensively is the best way to avoidcar accidents.
Choose your car carefully
Someused cars carry higher risks because they are prime high-jack or theft targets as well as high performancecars for sale which are accident risks. Statistically drivers of flashy high performancecars drive more recklessly and thereforecar insurance premiums are significantly higher.
Keep your car locked up
Parking yourcar in a secure area both at work and at home will likely decrease yourcar insurance risk.
Alarm, anti-hijack and satellite tracking
When getting a quote get advice from yourcar insurance provider on how different security devices will affect your monthly premium. Depending on the value and type ofcar, fitting extra security measures can be well worthwhile.
Discounts
Discounts or specials may apply if you have multiple policies with the samecar insurance provider.
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