subject: 5 Tips for Finding a Local Temecula Insurance Agent [print this page] 5 Tips for Finding a Local Temecula Insurance Agent
Finding reliable, local insurance agencies can be difficult. For those of us down here in the Temecula/Murrieta area, the choices are numerous. A local search for "Temecula auto insurance" brings back nearly 30 local results; with so many options to choose from, how do we decide? Well, this article will give you 5 tips and tricks for finding the right local auto insurance agent. Tip 1: Shop around. You can't expect to get the best Temecula auto insurance, or the best coverage, if you don't shop and compare several options. Don't go off of the marketing pitch that the TV commercials give us, do your own research and find out what's really available in the area. Tip 2: Check for discounts. Many agencies and companies now-a-days are offering discounts to remain competitive with other companies. But, that doesn't mean that they are just going to openly tell you about them. Be sure to ask if there are any discounts the worse they can say is no. Tip 3: Be sure to ask about any hidden charges. Insurance companies are notorious for hidden fees and charges. Be sure to ask the local Temecula and Murrieta auto insurance agents if there are any hidden fees before getting into any specifics. You don't want them creeping up last minute when you're about to sign a policy. Tip 4: Get the best coverage you can afford. It may be difficult to get full coverage in the current economy, but it is still important to get as much coverage as you can afford. It's better to have the protection and not need it than to need it and not have it. Better safe than sorry. Tip 5: Don't be a stupid driver. It may sound like common sense, but it's true. Speeding tickets, traffic violations, fines, fees it all adds up, and your insurance company has access to all of them. The more dirt you have on your record, the more expensive your insurance is going to be. Bonus Tip: Meet the agent in person. Whether you go for a Murrieta or Temecula insurance agent, it is important that you like and trust the person you're working with. Building a common ground of trust and friendship with your agent not only makes you feel better, but gives you the opportunity for more discounts.
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