subject: My Personal Identity Guard Review: How Does it Compare? [print this page] My Personal Identity Guard Review: How Does it Compare?
Identity Guard has a reputation for being one of the most trusted and reliable identity theft protection agencies in the last decade. They have been in business for nearly 15 years, serving over 30 million customers worldwide who are in need of identity theft protection services. Identity Guard prides itself in offering commitment, innovation, security, and professionalism in all it's services. They take pride in offering custom solutions to remedy or prevent possible fraud that occurs online or in person.
Their basic protection plan costs only $4.99 a month, and offers a number of features that are essential to protecting your identity from fraud. Identity Guard offers a 30 day guarantee from the time the account is initiated, implemented to insure that all customers are satisfied with the services they are offered. Identity theft insurance is also offered by the basic protection plan. The insurance protects the customer from theft by guaranteeing that any stolen money will be recovered and returned in full after an incident has occurred. The insurance under this plan covers up to $1 million. Their Identity Theft Assistance Center is always available to help with the process of recovering funds that were lost as a result of fraud.
The basic plan also offers internet surveillance. This simply means that Identity Guard will alert the customer anytime their personal information is exposed to 3rd parties online. Also included in the basic plan is lost wallet protection, which helps customers to cancel all their credit cards and even access money from your account during an emergency. Finally, members who sign up for the basic plan, will have access to valuable online tools that can help analyze credit and prevent unauthorized activity with one's personal information and finances.
For only $9.99 a month, Identity Guard customers can upgrade to the "watchful Eye" protection plan. In addition to all the features offered by the basic plan, the watchful eye plan offers additional features to help protect against fraud and identity theft. The first of these features is instant access to personal credit reports from one of the 3 major reporting companies- Equifax, Experian, or TransUnion. Under this plan, Identity Guard will monitor your credit each and every business day, informing you of any changes as soon as they occur. This plan also offers quarterly credit updates, which further allow it's customers to stay on top of their credit activity every quarter. The identity theft insurance under the watchful eye plan covers up to $2,500.00.
A simple upgrade to the "Extra Caution" plan gives Identity Guard customers the same features as the watchful eye plan, with a few extra perks added for a total cost of $14.99 per month. Under this plan, the Identity theft insurance is raised back to $1 million. Also, customers will gain access to all 3 major credit reports instead of just one.
For the ultimate fraud protection package, customers should consider upgrading to the Total Protection Plan, which offers even more additional services for the price of $17.99 per month. The services offered by the Total Protection plan include everything in the Extra Caution plan with a few extra perks. The first of these extra perks is the monitoring and reporting of public records. This service alerts you any time there is a change in any of your public records. The service offers ID Vault as well, which encrypts your personal information online so it will be nearly impossible for hackers and thieves to obtain. Mobile Lockbox gives customers access to their financial accounts online through a phone or computer. Customers who sign up for the Total Protection Plan will also be given anti virus software to further help protect their computer from criminal invasion and theft.
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