subject: 4 More Ways to Save Money [print this page] 4 More Ways to Save Money
1 - Insurance Premiums
Many people pay insurance premiums on a monthly basis. However, there is generally an additional cost of 15-20% doing it this way. If you can manage to save up for next years premium over the course of this year you can save a decent amount of money paying the premium in one lump when the times comes.
2 - The Lottery
The chances of winning the lottery are very slim. In fact, the chances are as close to impossible as you will get in your lifetime. If you are a frequent lottery player then perhaps it's time to realise that you're playing it for hope and emotion and that you have no realistic chance of winning at all. If it's hope and emotion that you play the lottery for (which it is!) then perhaps seek out other ways/hobbies to get this.
3 - Local Markets
It's mainly large stores and supermarkets that almost everyone gets their food from now. But, and this will only apply to those who have them, why not head to your local market. Markets will generally cover all bases for most of your food: fruit, vegetables, meat, etc. The food (and service) from these markets is generally top-rate, cheaper and typically better than any store.
4 - An Older Car
Many people think that they HAVE to have a new (or nearly new car) because of reliability and so they have less "hassle". This may be true in some cases but a car is one of the biggest money-drainers you will ever buy - and buy routinely. A brand new car will generally lose HALF its value in the first three years. Also, cars are getting more and more reliable as each year goes past - yes, it may cost a little to keep it running another year, but it's probably a lot less than you would spend on a new (or nearly new) car.
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