subject: A list of five ways to insure my motorhome and find cheaper motorhome insurance [print this page] A list of five ways to insure my motorhome and find cheaper motorhome insurance
A list of five ways to insure my motorhome and find cheaper motorhome insurance
Motor insurance premiums are on the increase, the majority of insurers have raised premiums this year by 14%. A recent report from the AA shows the average motor premium is 1000.
So how do you go about reducing the cost of your motorhome insurance?
Well if I was to insure my motorhome, which is not only my pride and joy but is also one of my most expensive assets I own I would want to insure it with a specialist broker such as www.insuremymotorhome.com. With a specialist insurance broker they will have in depth knowledge of the type of vehicle you are looking to insure and most importantly the type of risk associated with it.
For cheaper motorhome insurance quotes consider the following:
Join a club
Most motorhome insurers will allow at least a 10% discount for members of a club such as the camping and caravan club. By joining a camping club you will get all the benefits that the club offers plus a discount on your insurance.
Mileage
Most motorhome owners don't use their vehicle as their main form of transport; many owners only use the motorhome at weekends so why insure your motorhome for up to 10,000 miles per annum?
The average mileage for a motorhome is only 5000 miles per year!
Add your spouse as a named driver
Insure my motorhome with the addition of my spouse as a named driver and get a discount. Strange but true various insurers allow discounts for having your spouse as named driver. The spouse may never drive the motorhome, but add them anyway to take advantage of the discount and you're on the road to cheaper motorhome insurance.
Security
Your prized Mercedes motorhome fitted with an immobiliser or tracker, well tell your insurer. Not only will it protect your motorhome and your motorhome accessories you will also qualify for discounts which vary depending on the quality of the security. A tracking device may save you up to 10%.
Voluntary excess
Increase the excess on your motorhome insurance quote. The excess is first amount you pay towards your claim. By increasing your excess from 100 to 250 you save 20% on your insurance costs.
Written by Ross Wilkes
Coversure Insurance Services
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