subject: Major Medical Health Insurance [print this page] Major Medical Health Insurance Major Medical Health Insurance
Major medical health insurance save you from the catastrophe of paying very expensive medical bills just because you need medical attention, not caring whether you incurred it inside the hospital or not. For those consumers who do not always want to pay for that part of the insurance coverage they believe they do not really want, this health insurance plan may be a good option for them. This health insurance plan is all about low monthly premiums and high deductibles. This insurance policy comes with limitations, but there are good because they cover coverage for health care in cases of extreme illness that needs a big sum of money, with hospitalization inclusive.
The areas which major medical health insurance offers coverage includes surgeries, intensive care, lab tests, diagnostics, x-rays and lastly hospital stays, there are usually certain limitations concerning rooms and board. Some of the policies provide coverage on the professional fees of the doctors including private nurses as well as hospital rental of medical appliances. This does not mean that coverage offer always include everything because at times the coverage offer does not include coverage of prescription, drugs and medicines as well as routine doctors visits. All this contradictions have result in insurance agents combining this type of coverage with comprehensive health plan that has coverage for preventive care.
Such insurance plans are good for young people of the ages of 20 years and above and old people from the ages of 50 to 65years of age. This plan is good for this group of people because most of them do not have a health insurance being offer by their employers and at times because they are self employed or may be still studying and do not have jobs. While on the other side older people of the ages 50 to 65 are already up for retirement ad and would obviously loss their health insurance coverage from their employers. Some elderly people prefer going in for major medical health insurance coverage because they take into consideration the possibility of financial loss when they are face with a critical illness that are not covered by their current health insurance plan. Read more: Buying cheap major medical insurance coverage for health
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