subject: How To Obtain Car Insurance For Teenagers [print this page] If you have a teen in the family who is now driving, then you already are aware of how difficult it is to obtain car insurance for teenagers. So should you be the parent of a teen and the cost of auto coverage is leaving you stressed out then you can now relax as there is a solution to this matter. After a teenager becomes sixteen he or she will want to be driving a car, but the rates are almost always high along with the premiums. However, there is a way that you can find car insurance for teenagers that is affordable.
Many times auto insurance companies will not insure any teen who has a car that is new or a fast moving vehicle. The rates and premiums will be very high for coverage on a car that is new then those of a lesser expensive cars. So the model and year of a car can make a lot of difference when trying to obtain some auto coverage for your child.
It shall be very important for the teen to have a good clean driving record. It is known that many insurers will offer some discounts towards coverage of teens as long as their driving history is clean and respectable. Be sure that the teens are well versed by having some good skills when driving.
Do not file any claims for minor damages whether it is a bend or a scratch and also teach them about not breaking ant traffic laws as this will certainly be held against anyone, especially a teenager. School grades are another way to obtain auto coverage at a low affordable cost. The teens who get higher grades than others will be eligible for some discounts and also new drivers who have good grades will also get up to twenty five percent discounts.
One other thing that you can consider is to add your child to your current policy. The cost of your premium could double, but in the long run should your child ever become a good driver and is able to maintain a clean driving record, then the rates will begin to decrease. The cost of auto coverage for any teen can really drain you financially. But, by choosing a good insurance company you just may be able to minimize the cost of the premium.
So keep on training and teaching your kids about how to keep up with having a good attitude towards their responsibilities and this could help to lead to lower rates and more affordable premiums when wanting auto insurance for your teenager.
by: Lance Thorington
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