subject: Online Motorbike Insurance Is Better Than Conventional Methods [print this page] The battle of conventional methods and modern world view is something that has always been part of the complexities of human society. Simple concepts such as the earth being round or flat have resulted in serious ramifications for highly respected people, only because their views were radical. Although the current day and age is much more civilised, the battle between new and old is still raging with the proof being generational disagreements between the elderly and the young.
However, in the context of insurance, the battle is almost over with the modern world view gradually taking over the masses, irrespective of their age. The modern world view here would be that it is more beneficial for you to buy your motorcycle insurance policy online as against the traditional method of buying it from a local agent. The following should reveal to you why purchasing the policy online is a better bet.
1. Save time or go for personal touch?
The biggest difference between the online method and conventional means is that the traditional way requires you to invest a lot of time into the process. Buying from your agent can take you weeks while, in contrast, online purchases can be concluded in a matter of days if not hours. However, on the other hand, the local agent can probably help you feel more secure with reassuring statements and persuasive spiels. Fortunately, owing to the speed at which modern man is moving, the choice between modern and conventional is made quite fast as well.
2. Put in effort or do more research?
The earlier perception used to be that if you are planning to buy insurance for your bike, you should be ready to put in a lot of effort because you will have to battle paperwork. In fact, paperwork became synonymous of the whole exercise of purchasing an insurance policy. This was due to the fact that, in those days, you would have to read the hard copy of the policy to understand it and also fill in multiple forms for purchasing the policy. In contrast, if you purchase your motorbike insurance policy online, you would not have to deal with a lot of paperwork because the policy is easy to understand and the forms are simple to fill in. However, you should take note that when you get online to buy your policy, you would have to do research into the different types of policies.
3. Conflict of interests:
The most negative aspect of buying your policies from your local agent is that you will have to rely on him and trust him. This is because you would depend on him to first tell you what insurance products are available and then also which policies are good. Since every local agent is not licensed to sell motorbike insurance policies from all the policy providers, there is the problem of conflict of interest. For example, if your agent is not licensed to sell the actual best policy in the market, then you can rest assured that you will never even hear of it.
As is more than apparent, the final point easily makes online purchases more attractive than conventional methods to potential buyers.
by: Christopher Reinhold
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